Pagaya · 1 day ago
Associate, Capital Strategy
Pagaya is a global technology company focused on reshaping the financial services ecosystem through artificial intelligence. They are seeking a highly driven Capital Strategy Associate to optimize funding structures and evaluate capital deployment opportunities while working closely with senior leadership.
Artificial Intelligence (AI)Business DevelopmentCreditFinTech
Responsibilities
Support development of the company’s capital strategy, including evaluating funding options, capital allocation plans, and long-term financial scenarios
Build and maintain detailed financial and capital structure models, incorporating performance trends, market conditions, and strategic priorities
Lead analysis of ABS/capital markets activity, including securitizations, warehouse facilities, partnership structures, and other financing arrangements
Prepare strategic materials—decks, memos, performance summaries—for the Chief Strategy Officer, executive team, and external capital partners
Conduct market and competitive analysis to understand broader capital markets trends, credit performance shifts, and funding environment developments
Monitor key financial and capital KPIs, flagging trends, performance drivers, risks, and opportunities
Partner with cross-functional teams (Finance, Capital Markets, Strategy, Risk, and Operations) to support execution of capital-related initiatives and improve operational efficiency
Assist in evaluating potential partnerships, capital providers, and strategic opportunities, supporting preliminary diligence and quantitative assessments
Track key industry participants to maintain awareness of relevant market movements, economic indicators, and implications for our capital strategy
Qualification
Required
2-5 years of experience in investment banking, structured products, capital markets, buyside or similar analytical roles (ideal for candidates from rigorous analyst programs)
Strong financial modeling skills, especially related to credit, capital structures, and scenario analyses
Excellent communication abilities, including experience preparing polished, executive-ready presentation materials
Ability to work closely with senior leaders, demonstrating reliability, strong judgment, and a professional presence
Ownership mentality and pride of output - Understanding that your output is being used by the highest levels of the organization and is often mission critical
Exceptional attention to detail, with consistently accurate work under tight timelines
Highly organized, able to manage multiple, time-sensitive workstreams
Collaborative team player with strong emotional intelligence and a proactive, solution-oriented mindset
Intellectual curiosity and eagerness to learn, with interest in capital markets, structured finance, and financial technology
Company
Pagaya
Pagaya enables financial institutions to expand access to more customers through its artificial intelligence network.
H1B Sponsorship
Pagaya has a track record of offering H1B sponsorships. Please note that this does not
guarantee sponsorship for this specific role. Below presents additional info for your
reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2025 (5)
2024 (2)
2022 (4)
Funding
Current Stage
Public CompanyTotal Funding
$7.34BKey Investors
26NorthBlackRockOak HC/FT
2026-01-16Post Ipo Debt· $350M
2025-11-28Post Ipo Debt· $400M
2025-10-27Post Ipo Debt· $500M
Recent News
2025-12-26
Company data provided by crunchbase