Stellantis Financial Services US · 6 days ago
Lease Credit Analyst II
Auburn Hills, MI
Full-time
Onsite
Entry, Mid Level
2+ years expStellantis Financial Services (SFS) is the new captive finance company for one of the world's leading automakers. The Lease Credit Analyst II is responsible for reviewing and analyzing consumer credit applications, assessing credit history and risk, and providing decision outcomes within Stellantis Financial Services credit risk policies and compliance guidelines.
AccountingFinanceLeasing
No H1B
Responsibilities
Review and evaluate credit reports and credit data to determine the degree of risk involved in extending credit, in accordance with company policy, credit authority, risk appetite, and governing regulations (e.g., FCRA, ECOA, Reg M)
Develop and maintain strong dealer relationships while ensuring volume, quality control and credit quality objectives are met
Manage exceptions to published credit authority using judgment and experience to produce risk outcomes within company expectations
Complete final disposition on credit applications utilizing authorized resources to complete verifications and due diligence when required, forwarding to appropriate level of authority if needed
Interact and communicate through various channels (including inbound and outbound phone calls) with our dealer partners, internal stakeholders and consumers, negotiate, and provide credit review outcomes, respond to inquiries, or support strategic efforts and initiatives
Maintain confidentiality due to regular access to specified personal information of consumers, including, but not limited to, Social Security numbers and dates of birth
Perform other ad hoc duties as assigned
Qualification
Required
Minimum 2 years' auto finance or similar experience
Minimum 1 year of auto underwriting experience
High school diploma and/or GED
Strong analytical and organizational skills with close attention to detail
Basic windows computer skills
Mathematics (percentages), reasoning ability, judgement, and customer-facing skills
Intermediate MS Office skill in Excel, Access, Word, and PowerPoint
Excellent oral and written communication skills
Ability to interface work autonomously and handle multiple projects simultaneously
Preferred
Experience – Captive, retail automotive franchise dealership, and/or lease auto underwriting experience
Company
Stellantis Financial Services US
Stellantis Financial Services provides new and used auto financing for Stellantis’ premier brands: Chrysler, Dodge, Jeep®, Ram, Mopar, SRT, FIAT®, and ALFA ROMEO.
1001-5000 employees
Funding
Current Stage
Late StageLeadership Team
Alberto Grippo
Deputy CEO, COO Commercial Lending
Bennie Duck
Executive Vice President and Chief Financial Officer
Company data provided by crunchbase