Gesa Credit Union · 22 hours ago
Home Loan Officer - Internal
Spokane, WA
Full-time
Onsite
Mid Level
$50K/yr - $200K/yr
3+ years expGesa Credit Union is dedicated to empowering communities through its team of passionate individuals. The Home Loan Officer - Internal will assist members with mortgage lending needs, analyze loan files, and originate first mortgage loans while maintaining a professional image and ensuring compliance with lending policies.
CreditFinancial ServicesLending
Responsibilities
Support loan production as directed by manager
Ensure that all approved loans comply with established loan standards and have zero errors
Complete special projects as directed by the manager
Maintain a professional, courteous, and friendly atmosphere for members and co-workers
Demonstrate a working knowledge of all mortgage products and rates, both within Credit Union and from the industry overall
Troubleshoot and resolve member and internal inquiries in a timely, friendly and accurate manner
Interview members for residential mortgage loans, explain financing and mortgage programs and their requirements
Inform members of results of preliminary financial analysis
Calculate good-faith estimates
Monitor status of loans, process loan in a timely manner
Must understand and perform Bank Secrecy Act (BSA) functions as applicable to job responsibilities
Attend credit union training sessions, conferences, or seminars as approved by supervisor. Maintain awareness of policies and regulations related to duties and responsibilities
Build positive relationships with real estate agents and members of the community to increase production of loan sales
Report areas and actions of concern to supervisor as actionable
Display mutual respect, trust and dignity, acting in the best interest of the credit union. Lead by example by displaying solid ethics and integrity at all times
Control risk and perform duties in a safe and sound manner
Maintain and protect all sensitive data utilizing the highest standard of confidentiality and professionalism. Consistently display respect for all areas of diversity and levels of knowledge
Qualification
Required
Three (3) years of similar or related experience; mortgage lending experience desired
High school diploma; or equivalent completion of specialized course of study, training, and experience
Possess NMLS Mortgage Loan Originator Identification (MLO) Number or meets requirements to obtain NMLS MLO Identification Number
Extensive knowledge of conforming and non-conforming loans as defined by the secondary market desired
Experience with Desktop Underwriting or other lending-specific software desired
Experience in the development of new business through calling on the real estate community and membership in professional organizations desired
Experience in loan origination consistent with FNMA guidelines, as well as FHA and VA loan originations desired
Proficiency with standard office equipment, lending software, spreadsheets, and word processing
Independent travel is required to achieve training and business objectives
A valid Driver's License is required
Preferred
Extensive knowledge of conforming and non-conforming loans as defined by the secondary market desired
Experience with Desktop Underwriting or other lending-specific software desired
Experience in the development of new business through calling on the real estate community and membership in professional organizations desired
Experience in loan origination consistent with FNMA guidelines, as well as FHA and VA loan originations desired
Benefits
Competitive Pay
Medical, Dental, Vision, and Life Insurance
20 days/year of Paid Time Off - Plus 10 Paid Holidays!
401(k) Match
Incentive Program
Tuition Assistance and Student Loan Repayment
Commuter Benefits
Paid Time Off to Volunteer in the Community
Product discounts
Engaging Work Environment
Rewards and Recognition Programs
Company
Gesa Credit Union
Gesa Credit Union offers home loans, deposit services, lending services, online services and other financial services.
501-1000 employees
Funding
Current Stage
Late StageLeadership Team
D
Don Miller
President & CEO
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