Manager, North America BNPL Credit Risk Strategy jobs in United States
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PayPal · 18 hours ago

Manager, North America BNPL Credit Risk Strategy

PayPal has been revolutionizing commerce globally for more than 25 years, empowering consumers and businesses in approximately 200 markets. The role involves designing and implementing credit risk strategies for the US & Canada BNPL Pay Monthly product, collaborating with various stakeholders to achieve business goals.

E-Commerce PlatformsFinTechMobile PaymentsTransaction Processing
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H1B Sponsor Likelynote

Responsibilities

Lead and manage data science projects, ensuring timely delivery and alignment with business goals
Develop and maintain data models, algorithms, and reporting systems to support data analysis and decision-making
Analyze complex datasets to identify trends, patterns, and insights that drive strategic initiatives
Collaborate with cross-functional teams to understand data needs and provide actionable insights
Ensure data quality and integrity through regular audits and validation processes
Mentor and guide junior data scientists, fostering a culture of continuous learning and improvement
Implement credit risk strategies that continue to grow our US & Canada BNPL products, in a responsible manner
Design tests to continuously learn about our customers
Align priorities with relevant stakeholders across the business
Collaborate with legal, compliance, product, and engineering teams to ensure policies are implemented on time and with appropriate monitoring and controls
Take a proactive approach to influence decisions that impact all aspects of the application funnel

Qualification

Credit risk managementData analysisData modelingSQLPythonStakeholder alignmentCollaborationMentoring

Required

5+ years relevant experience and a Bachelor's degree OR Any equivalent combination of education and experience

Preferred

Experience managing credit risk for a BNPL or install loan product
Proficiency in SQL and Python, or a similar language

Benefits

Flexible work environment
Employee shares options
Health and life insurance

Company

PayPal is a financial service company that provides online payment solutions to its users worldwide.

H1B Sponsorship

PayPal has a track record of offering H1B sponsorships. Please note that this does not guarantee sponsorship for this specific role. Below presents additional info for your reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2025 (1144)
2024 (917)
2023 (775)
2022 (921)
2021 (1051)
2020 (1049)

Funding

Current Stage
Public Company
Total Funding
$12.17B
Key Investors
Kohlberg Kravis RobertsBlueRun Ventures
2025-11-17Post Ipo Debt· $6.95B
2023-06-07Post Ipo Debt· $5B
2015-07-20IPO

Leadership Team

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Simon Bladon
CEO, UK
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chaloem khompitoon
President & CEO
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Company data provided by crunchbase