Stripe · 20 hours ago
Credit Risk Strategist, Risk Foundations
Chicago, IL
Full-time
Hybrid
Senior Level
$135K/yr - $202K/yr
6+ years expStripe is a financial infrastructure platform for businesses, aiming to increase the GDP of the internet. The Credit Risk Strategist role involves managing a growing merchant portfolio, guiding credit strategy, and collaborating with cross-functional teams to develop solutions that reduce credit risk.
FinanceFinTechMobile PaymentsSaaS
Responsibilities
Support the credit risk management efforts on a portfolio of millions of new and existing small to enterprise-sized businesses
Collaborate with Engineering, Product, and Data Science to develop an LLM agent driven system for automating decisioning workflows, augmenting investigations, generating explainable insights, and enabling data retrieval and synthesis across internal and external sources
Leverage your analytical skills to provide credit risk recommendations, deliver insights, and support strategic business decisions
Refine tools and processes to help the group deliver on key performance indicators
Analyze account activity and monitor portfolio trends to identify opportunities for Stripe to reduce potential credit losses
Collaborate with cross-functional teams to scale tailored credit risk management techniques across different geographies, industries, and business models
Help drive a risk-centric approach to innovating Stripe’s products and infrastructure
Challenge the payments industry status quo to help enable innovative businesses to flourish online
Qualification
Required
6+ years of relevant professional experience
Strong technical expertise, including intermediate SQL skills and direct experience in applying these skills to provide insights and drive recommendations
Self-starter who can work independently and can proactively identify gaps, create solutions and drive adoption and scale
Demonstrated curiosity and problem solving mindset
Passion for tackling complex problems using data and identifying root cause
Decisive, yet open to learning: you will make many critical decisions every day impacting large numbers of merchants. You are willing to make these difficult decisions and quickly learn and iterate from these experiences
Understanding and empathetic to the challenges of setting up a new business: You will thoughtfully balance scaled enforcement decisions with user experience
Analytical: You are passionate about data analysis and can frame business decisions and tradeoffs effectively through quantitative analysis and visualization
An excellent communicator and team player: You are able to convey complex ideas succinctly and work effectively across teams
Effective in managing projects: You have demonstrated project-management skills and the ability to drive execution on impactful, cross-functional projects
Preferred
Familiarity with LLM agents and how they can augment risk management practices
Experience with quantitative tools such as Python or R
Experience with consumer or commercial credit risk management
Experience working with software engineering and product teams
Benefits
Equity
Company bonus or sales commissions/bonuses
401(k) plan
Medical, dental, and vision benefits
Wellness stipends
Company
Stripe
Stripe is an API technology company that provides online payment processing and commerce solutions for Internet businesses.
5001-10000 employees
H1B Sponsorship
Stripe has a track record of offering H1B sponsorships. Please note that this does not
guarantee sponsorship for this specific role. Below presents additional info for your
reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2025 (272)
2024 (283)
2023 (141)
2022 (379)
2021 (276)
2020 (111)
Funding
Current Stage
Late StageTotal Funding
$9.44BKey Investors
Tiger Global ManagementThrive CapitalFounders Fund
2025-02-27Secondary Market
2024-04-12Secondary Market· $694.16M
2024-03-01Series Unknown
Leadership Team
Steffan Tomlinson
CFO
Aitor Guevara
Head Of Engineering
Recent News
2026-01-09
Ledger Insights - blockchain for enterprise
2026-01-09
Company data provided by crunchbase