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KeyBank · 2 days ago

Sr. Specialist, Credit

Albany, NY

Full-time

Hybrid

Senior Level

$19.23/hr - $27.88/hr

KeyBank is a financial services company seeking a Senior Specialist in Credit. This role involves providing support and expertise in data integrity and consistency for commercial underwriting, including executing controls, performing reviews, and compiling reports related to risk ratings and data anomalies.

Banking

Responsibilities

Execute preventative controls to assess consistency, quality, and adherence to policy/procedures

Perform post-approval reviews ensuring data integrity and consistency between write-ups and the various systems utilized within the underwriting process. This includes but is not limited to accuracy of risk ratings, NAICS code, credit review dates/maturity dates, covenants etc

Communicate data errors to responsible parties ensuring timely data correction

Perform manual risk rating changes and/or validations ensuring timeliness and accuracy

Compile reports and communicate risk rating changes to appropriate loan accounting systems

Compile reports summarizing volume of risk rating changes, data integrity errors, etc

Review and research suspect reports from underwriting and loan accounting systems ensuring that any data anomalies are corrected or justified

Assist Loan Support Manager with maintenance and update of procedures

Assist with compiling credit files for internal/external audits

Order tax transcripts to assist with credit approval process

Support and participate in underwriting related projects as needed. Examples could include process improvements, implementing change across underwriting, credit, and the line of business, etc

Assist with identification and escalation of risk

Qualification

Commercial credit underwritingAutomated Financial SystemsData integrityMicrosoft Office SuiteOrganizational skillsTime managementTeamwork

Required

High school graduate or equivalent work experience, some college preferred

Ability to pay close attention to detail with strong organizational, time management and prioritization skills

Ability to work well individually as well as part of a team

Proficientcy using Microsoft Office Suite (i.e. Outlook, Excel, Word)

Preferred

Familiarity with, and understanding of, traditional and automated commercial credit underwriting/approval methodologies and their use

Proficiency using Automated Financial Systems (AFS) commercial accounting and billing systems such as CLS and Hogan

Familiarity with LIQ (loan IQ) and Aspire

Familiarity with reviewing credit approval write-ups with preferred experience using Salesforce/nCino, or Key's Credit Write-up & Approval (CWA) underwriting systems

Satisfactory understanding and knowledge of commercial credit policies and procedures