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Amur · 3 weeks ago

Senior Credit Analyst - Mid-ticket Underwriting

United States

Full-time

Remote

Mid, Senior Level

2+ years exp

Amur is seeking an experienced Senior Credit Underwriter with expertise in underwriting franchise transactions. The role involves assessing the creditworthiness of franchise operators and mentoring colleagues in financial analysis and underwriting.

Commercial LendingFinanceFinancial ServicesLending

Growth Opportunities

Responsibilities

Analyze structured and unstructured information as well as financial statements to identify both trends and outliers

Underwrite multiple transactions in parallel during constantly fluctuating workload

Mentor and train colleagues in both financial analysis and the finer area of underwriting

Qualification

Franchise underwritingFinancial analysisCredit processes knowledgeMS Office proficiencySalesforce proficiencyInterpersonal skillsTime managementProblem-solving skillsCommunication skills

Required

Bachelor's degree in Finance/Accounting or equivalently five years of related financial experience preferred

At least two years in a Senior Credit Analyst Position required

Full Financial Franchise Restaurant Underwriting experience

Excellent organizational and problem-solving skills, with the ability to effectively prioritize multiple tasks in a deadline-driven environment

Strong PC skills, including proficiency in MS Office suite and Salesforce

Self-motivated with strong initiative, accountability, and attention to detail

Ability to communicate effectively with all levels of the organization as well as clients

Thorough knowledge of internal credit processes and procedures

Strong interpersonal skills to communicate effectively with AmurEF personnel as well as Customers and third-party Originators

Ability to analyze structured and unstructured information as well as financial statements to identify both trends and outliers

Excellent written and verbal communication skills

Ability to underwrite multiple Transactions in parallel during constantly fluctuating work load

Well-developed planning, time management and organizational skills

Commitment to exemplifying the highest integrity and professional business standards

Preferred

Passion for understanding how Franchise businesses operate: business models, efficiency drivers, operating leverage, competitive positioning, etc. Similar experience in other sectors a plus

Ability to extrapolate a deeper understanding of the business from the financial statements, beyond ratios and margins

Experience in underwriting complex situations, involving pro forma analysis, multi-layered ownership structures, roll-ups of multiple entities, refinancings, acquisitions, etc

Dedication to mentor and train colleagues in both financial analysis and the finer area of underwriting