Pinnacle Bank · 1 month ago
CREDIT ANALYST II
Boulder, CO
Full-time
Onsite
Mid, Senior Level
$70K/yr - $110K/yr
3+ years expPinnacle Bank is a family-owned, community bank based in Nebraska, providing various banking services. The Credit Analyst II will lead credit analysts, ensuring timely and accurate completion of credit analysis functions, focusing on financial trends and repayment capacity of borrowers.
BankingFinanceFinancial Services
Responsibilities
Prepares complete and concise financial analyses by obtaining necessary information from the lender. Financial analyses will focus on financial trends and repayment capacity of obligors. These duties include but are not limited to analysis & interpretation of financial statements, evaluation of the financial condition of the borrower relative to the industry, economy, collateral, capacity, trends, and performance of the borrower
Attends loan committee meetings, as necessary, to assist in the presentation and clarification of credit requests
Supervises, trains and directs credit analyst(s) including periodic review of analysis
Serves as a resource for the bank’s loan documentation software
Some analyst positions ensure adequacy of bank’s collateral position by monitoring construction draw requests/inspections, borrowing base certificates/inspections, and livestock inspections. Audit of specific collateral reports may be required to ensure accuracy
May participates in asset reviews as requested, including real estate inspections and any other on-site inspections deemed necessary
Maintains strict confidentiality of credit information
Performs other duties as assigned
Regular and reliable attendance
Qualification
Required
High School diploma or equivalent experience in banking
Minimum of 3-5 years' experience with Investor & Developer real estate lending, commercial and residential real estate lending, and C&I underwriting
Knowledge of bank operations, policies, and procedures
Knowledge of loan analysis and accounting
Skill in communicating effectively with management, customers, and co-workers
Skill in managing employees
Ability to pay close attention to detail and work with a high degree of accuracy
Ability to create an organized efficient work environment without supervision
Ability to work under pressure of deadlines
Ability to function as a team player
Preferred
College degree in business, finance, economics or accounting preferred
Knowledge of loan analysis software and Suntell software
Benefits
8 paid holidays
17 PTO days each year for the first five years of employment.
After five years, 22 PTO days each year.
After ten years, 27 PTO days each year.
New employees will receive 16 hours of paid sick time upon their hire date.
Health, dental, prescription drug card, vision, and voluntary life insurance plans
Health Savings Account with employer contributions
Flexible medical and dependent care spending plans
Parental Leave after one year of full-time employment
401K plan after 3 months and start of next quarter with employer contributions and profit sharing
Free checking account and basic printed checks
Free safe deposit box
$50,000 group term life insurance
Long term disability insurance
Employee Assistance Program
Educational Assistance
Company
Pinnacle Bank
Pinnacle Bank is a bank that provides online banking services & shares financial news and community updates.
1001-5000 employees
Funding
Current Stage
Late StageLeadership Team
Perry Severson
Chief Operating Officer
Brooke Schroeder
VP Operations/Compliance Officer C.C.B.C.O.
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