Truist · 1 month ago
RAC Underwriter II
Jacksonville, FL
Full-time
Onsite
Mid Level
3+ years expTruist is a financial services company seeking a RAC Underwriter II to achieve asset quality objectives and underwriting standards. The role involves making quality credit decisions, ensuring compliance with guidelines, and developing profitable dealer client relationships.
BankingFinanceFinancial Services
Responsibilities
Responsible for making quality credit decisions in fast paced environment
Comply with all stated guidelines, policies and procedures as well as all State and Federal rules and regulations
Perform internal and external sales and marketing to present our Value Promise to effectively develop profitable Dealer Client Relationships
Assist Loan Processing teammates to ensure efficient and compliant funding procedures
Visit assigned Dealer Clients independently or jointly with Relationship Manager to develop stronger relationships to enhance volume
Review all early payment defaults and document findings. In addition, follow-up with dealership personnel on any fraudulent items (e.g. straw purchases, missing options)
Provide a high level of customer service to customers and clients in support of our Perfect Client Experience (PCE) initiatives
Maintain application approval rates at an acceptable level as set by corporate standard
Other Critical Tasks and Duties assigned, including, but not limited to documentation of marketing activities in client relationship management
Qualification
Required
Bachelor's degree or equivalent education and related training or experience
Three years of industry related experience
Good problem-solving and analytical abilities
Interpersonal skills to build dealer and customer relations
Excellent communication skills to be able to relate to dealership and office personnel
Ability to multitask in a fast-paced environment
Ability to work independently during periods of limited supervision
Ability to work flexible schedules including weekends and evenings
Demonstrated proficiency in basic computer applications, such as Microsoft Office software products
Ability to travel, occasionally overnight
Preferred
Proficient at calculating numerous formulas and ratios
Knowledge of all facets of automotive industry
Marketing skills
Working knowledge of operational systems (Salesforce, Origenate, etc.)
Bilingual
Benefits
Medical
Dental
Vision
Life insurance
Disability
Accidental death and dismemberment
Tax-preferred savings accounts
401k plan
Vacation
Sick days
Paid holidays
Defined benefit pension plan
Restricted stock units
Deferred compensation plan
Company
Truist
Truist is the sixth-largest commercial bank in the U.S.
10001+ employees
H1B Sponsorship
Truist has a track record of offering H1B sponsorships. Please note that this does not
guarantee sponsorship for this specific role. Below presents additional info for your
reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2025 (313)
2024 (247)
2023 (288)
2022 (275)
2021 (278)
2020 (270)
Funding
Current Stage
Late StageTotal Funding
unknown2021-01-01Seed
Leadership Team
Michael Maguire
Chief Financial Officer
James Cordovana
SVP of Cloud Security Enterprise Architect
Recent News
2026-01-16
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2026-01-15
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