Senior Data Scientist - Credit Risk & Consumer Insights jobs in United States
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Experian · 2 weeks ago

Senior Data Scientist - Credit Risk & Consumer Insights

Experian is a global data and technology company, powering opportunities for people and businesses around the world. The Senior Data Scientist will develop automated reports and dashboards while analyzing the credit lifecycle to provide insights for underwriting, risk management, and credit performance.

AnalyticsBig DataCyber SecurityFinTechFraud DetectionInformation Services
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Growth Opportunities
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H1B Sponsor Likelynote

Responsibilities

Build credit risk dashboards, reports, and analytics using Python and Tableau
Analyze the credit lifecycle (underwriting, performance, delinquency, and collections) to identify important insights
Develop and automate reporting pipelines and monitoring frameworks
Translate analytics into strategies for risk, business, and client teams
Perform deep‑dive analyses on credit behavior, defaults, and scoring models
Present insights to clients in clear, applicable formats
Guide clients in using dashboards and analytics for decision‑making
Ensure data quality, accuracy, and compliance with reporting standards
Improve existing reporting and build new analytics for better forecasting and risk assessment
Mentor junior team members on visualization, reporting, and credit analytics
Be a trusted advisor in client meetings, presentations, and workshops

Qualification

Credit risk analyticsPythonTableauSQLMachine learning modelsData visualizationClient-facing experienceFinancial services backgroundRegulatory reporting familiarityPower BI knowledgeCommunication skills

Required

5+ years in credit risk analytics, data science, or BI with credit lifecycle focus
Python skills (Pandas, NumPy, SQLAlchemy, and Matplotlib)
Proficient in Tableau dashboarding and data visualization
Experience with credit risk metrics, loan performance, and lifecycle modeling
Experience with large datasets and data warehouse environments
SQL for ETL and automated reporting
Clear communicator, able to simplify complex insights
Client‑facing experience translating analytics into strategies
Background in financial services, FinTech, or lending
Experience with ML models for credit risk
Familiarity with regulatory reporting in credit/lending

Preferred

Knowledge of Power BI or Looker

Benefits

DEI
Work/life balance
Development
Authenticity
Collaboration
Wellness
Reward & recognition
Volunteering

Company

Experian

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Experian is a data analytics and consumer credit reporting company.

H1B Sponsorship

Experian has a track record of offering H1B sponsorships. Please note that this does not guarantee sponsorship for this specific role. Below presents additional info for your reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2025 (8)
2024 (18)
2023 (9)
2022 (16)
2021 (19)
2020 (23)

Funding

Current Stage
Public Company
Total Funding
$1.31M
Key Investors
Fair4All Finance
2025-11-25Grant· $1.31M
2006-10-11IPO

Leadership Team

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Brian Cassin
Chief Executive Officer
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Chris Fletcher
CPO / SVP Cloud & Decisioning Software
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Company data provided by crunchbase