Experian · 22 hours ago
Principal Data Scientist - Data Asset Evaluation & Strategic Partnership
United States
Full-time
Remote
Senior Level, Lead/Staff
$153K/yr - $276K/yr
5+ years expExperian is a global data and technology company that empowers opportunities for people and businesses. They are seeking a Principal Data Scientist to evaluate new data assets, lead quantitative due diligence for M&A targets, and partner with various teams to assess the predictive power and regulatory viability of external datasets.
AnalyticsBig DataCyber SecurityFinTechFraud DetectionInformation Services
Responsibilities
Evaluate traditional, alternative, transactional, and raw datasets for use in underwriting, portfolio management, collections, and fraud
Lead quantitative due diligence for M&A targets and data partnerships, assessing data quality, depth, coverage, stability, and scalability
Design and implement validation frameworks to measure predictive lift, segmentation value, and incremental performance versus incumbent data
Conduct benchmarking and champion/challenger analyses comparing external data assets with internal attributes, scores, and models
Engineer consumer, account, or business-level features from raw or event-level data, especially for early-stage data providers
Develop and test feature construction methods (recency, frequency, velocity, volatility, trend, and stability) to evaluate modeling potential
Assess data assets across the full credit lifecycle—acquisition, underwriting, account management, early warning, and loss mitigation
Translate analytical findings into investment theses, valuation inputs, and go/no-go recommendations for Product and Corporate Development
Evaluate regulatory and compliance considerations: explainability, permissible purpose, adverse action suitability, data provenance, and governance
Partner with Legal and Privacy teams to assess consent, permissible use, data rights, and regulatory risks
Build repeatable toolkits, scorecards, and dashboards to standardize how data assets are evaluated
Lead technical deep dives and data reviews with external data providers, fintechs, and potential acquisition targets
Present findings to senior partners through executive-ready materials that communicates risk, value, integration effort, and strategic fit
Support post‑acquisition or post‑partnership integration through guidance on feature pipelines, monitoring strategies, and performance tracking
Qualification
Required
5+ years of experience in data science, credit risk analytics, or advanced analytics within financial services, FinTech, or data-driven platforms
Hands-on experience transforming raw transactional, event-level, or unstructured data into model-ready features
Proficiency in Python (Pandas, NumPy, SciPy, scikit‑learn, SQLAlchemy) for feature engineering, validation, and analysis
Advanced SQL experience with large, multi-source datasets
Experience with credit risk metrics and model evaluation (AUC, KS, lift, PSI, stability, and back‑testing)
Experience designing incremental value tests, challenger analyses, and controlled experiments
Summarize complex analytical outcomes into clear, defensible business recommendations
Comfortable presenting in high‑visibility, decision-oriented environments
Experience collaborating across Product, Risk, Legal, Compliance, and Strategy teams
Experience supporting M&A due diligence, data acquisitions, or strategic partnership evaluations
Familiarity with fair lending expectations, model explainability, and regulatory compliance for new data usage
Experience evaluating early-stage fintechs or data-as-a-service providers with developing data products
Exposure to ML models used for underwriting, fraud, or early-warning systems
Experience building standardized evaluation frameworks or internal analytics guides
Understanding of data commercialization and productization considerations
Benefits
DEI
Work/life balance
Development
Authenticity
Collaboration
Wellness
Reward & recognition
Volunteering
Company
Experian
Experian is a data analytics and consumer credit reporting company.
10001+ employees
H1B Sponsorship
Experian has a track record of offering H1B sponsorships. Please note that this does not
guarantee sponsorship for this specific role. Below presents additional info for your
reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2025 (8)
2024 (18)
2023 (9)
2022 (16)
2021 (19)
2020 (23)
Funding
Current Stage
Public CompanyTotal Funding
$1.31MKey Investors
Fair4All Finance
2025-11-25Grant· $1.31M
2006-10-11IPO
Leadership Team
Brian Cassin
Chief Executive Officer
Chris Fletcher
CPO / SVP Cloud & Decisioning Software
Recent News
2026-01-09
2026-01-08
Company data provided by crunchbase