WSECU · 2 weeks ago
Vice President of Residential Lending
Olympia, WA
Full-time
Hybrid
Senior Level, Lead/Staff
$206K/yr - $310K/yr
10+ years expWSECU is one of the largest credit unions in Washington State and is seeking a highly skilled leader for the residential lending team. The Vice President of Residential Lending will oversee all aspects of mortgage lending activities, drive origination strategies, and ensure compliance with regulations while enhancing the member experience.
BankingFinanceFinancial Services
No H1B
Responsibilities
Development and oversight of implementation of the annual Residential Lending strategy and Business Plan
Overseeing productivity and workflow efficiencies of all residential lending programs, sales team activities and back-office operations
Providing strong leadership to managers in each area of responsibility through regular coaching, evaluations, employee development and training. Practices consistent management routines
Identifying ROI opportunities and process improvements to advance member service
Developing and implementing lending policies and underwriting guidelines to ensure quality and integrity of loan portfolio
Recommending new mortgage products and pricing strategies to meet current and future member needs. Manages product margins while maintaining the quality of the mortgage loan portfolio
Ensuring achievement of service level standards, specifically Voice of Member and Service to Co-worker Surveys
Maintaining knowledge of the mortgage landscape to ensure WSECU’s lending programs remain relevant
Assuring compliance with state and federal laws
Recommending and oversees related budgeting of revenue, expense and production projections
Partnering with the Marketing Department to drive results toward meeting production goals
Collaborating with all areas of the credit union and external business partners to accomplish strategic goals and ensure the appropriate levels of compliance and service
Qualification
Required
Bachelor's degree in business or a related field, with at least ten years of mortgage lending experience; including at least five years at the management/executive level with a well-rounded emphasis in several of the following areas: origination, secondary markets, servicing, processing, underwriting, and mortgage sales
Strong organizational, communication, analytical, project management, problem solving and decision-making skills required
Proven leadership skills and the ability to drive high quality loan growth through lending products and delivery channels and superior member service
Thorough knowledge of all state and federal regulations pertaining to mortgage loans
Proficiency in PC software, including Microsoft programs and standard lending systems and the ability to learn credit union-specific operating systems and programs
Budgeting and strong presentation experience
Certified Mortgage Banker (CMB) designation
Proven experience in deployment of specialty loan programs, such as ITIN Loans, Land Trusts, Construction Loans, Down Payment Assistance, Special Purpose Credit Programs, etc
Benefits
401(K) with 8.5% Contribution by WSECU to begin first quarter after 1 year of service
Medical, Dental, Vision, and Life Insurance with Premiums paid by WSECU
Full-Time Regular employees accrue general leave and sick leave, on a monthly basis
11 Paid Holidays
Employer paid Long Term Disability & Long Term Care plan for Full-Time employees
Paid Volunteer Leave
Tuition Assistance
Employee Assistance Program & Employee Discounts
Company
WSECU
WSECU was founded in 1957 as a small, community-driven credit union for Washington State employees.
501-1000 employees
Funding
Current Stage
Late StageLeadership Team
Gary Swindler
Chief Executive Officer
Recent News
Business Insider
2024-04-07
American Banker
2023-12-25
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