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Truist · 1 day ago

Senior Portfolio Manager - Wholesale Credit Delivery - Dealer Services segment

Orlando, FL

Full-time

Onsite

Senior Level

7+ years exp

Truist is a financial services company, and they are seeking a Senior Portfolio Manager to underwrite credit exposure for complex credit relationships with Wholesale Banking clients. The role involves managing a portfolio within the Dealer Services segment, including client interaction, risk management, and adherence to regulatory guidelines.

BankingFinanceFinancial Services

H1B Sponsor Likely

Responsibilities

Leads the entire commercial underwriting process both internally and externally with prospects and clients

Underwrites and documents all prospect and client transactions

Possesses a mastery of client expertise, analyzes individual company performance and drives accurate ordering of real estate valuations, environmental assessments and Uniform Commercial Code (UCC) searches

Act as liaison with Commercial Fulfillment and Commercial Sales Assistant (CSA)

Provides independent analysis of financial statements and business plans; identifies and mitigates key risks

Recommends and models appropriate loan structures and while maintaining expertise around the bank’s suite of ancillary products

Is accountable for the risk evaluation and associated regulatory compliance requirements

May require specialized underwriting skills for Commercial and Industrial, Commercial Real Estate, Corporate Banking, Working Capital and other Truist product offerings

Accountable for and manages assigned portfolio by monitoring performance and trends, identifying issues and following through for remediation

Responsible for risk rating integrity, annual reviews as well as financial statement spreading, compliance and regulatory review

Manages all amendment and waivers in the assigned portfolio

Is expected to be anticipatory, forward focused, independent, transparent and collaborative in identification, communication, and all aspects of management of risk

In conjunction with other internal product partners, applies knowledge of credit policy, pricing and structure to develop solutions that meet the client's needs and the Bank's risk acceptance criteria

Manage data integrity of all data inputs and outputs

Review and update loan systems information to ensure accuracy

Teammates in this role are charged with providing independent current and forward looking risk view on clients within the assigned clients/prospects and portfolio

They author independent risk recommendations including, but not limited to; risk rating, compliance, underwriting

The recommendation is finally approved by ultimate risk approval officer

Portfolio Manager & Underwriters will be responsible for underwriting and management of significant client exposure

Teammates in this position are required to develop an independent point of view and provide recommendations to appropriate decision makers

Expected to mentor all junior talent as well as LOB partners as appropriate

Must be able to handle a large portfolio of complex/levered clients in addition to taking a leadership role in activities outside of day-to-day portfolio responsibilities that benefit the PM platform as a whole

Must deliver solid credit and underwriting analyses and risk rating recommendations

Qualification

Commercial credit analysisPortfolio managementRisk evaluationMS Office proficiencyDealer Services expertiseMulti-taskingInterpersonal skillsWritten communicationVerbal communicationAttention to detail

Required

Bachelor's Degree in Finance or related field and at least 7+ years of related training and experience in commercial credit analysis

Mastery level proficiency with MS Office Desktop applications

Strong interpersonal skills and solid written/verbal communication are essential

Sound credit skills essential

Must have strong attention to detail

Ability to prioritize workflow and multi-task in a fast-paced environment

Preferred

Has successfully held similar role with commercial financial institution or like experience

Dealer Services Industry expertise

Mastery of Truist Bank operating systems inclusive of COMPASS and other Commercial applications (i.e. MRA, salesforce.com, nCino)

Benefits

Medical

Dental

Vision

Life insurance

Disability

Accidental death and dismemberment

Tax-preferred savings accounts

401k plan

Vacation

Sick days

Paid holidays

Defined benefit pension plan

Restricted stock units

Deferred compensation plan

Company

Truist

Glassdoor3.3

Truist is the sixth-largest commercial bank in the U.S.

Founded in 2019

Charlotte, North Carolina, USA

10001+ employees

https://www.truist.com

H1B Sponsorship

Truist has a track record of offering H1B sponsorships. Please note that this does not guarantee sponsorship for this specific role. Below presents additional info for your reference. (Data Powered by US Department of Labor)

Distribution of Different Job Fields Receiving Sponsorship

Represents job field similar to this job

Trends of Total Sponsorships

2025 (313)

2024 (247)

2023 (288)

2022 (275)

2021 (278)

2020 (270)