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Capital One · 3 months ago

Senior Director, Commercial Credit Review

Chicago, IL

Full-time

Onsite

Senior Level, Lead/Staff

$240K/yr - $274K/yr

10+ years exp

Capital One’s Credit Review organization is responsible for providing an independent assessment of the Company’s credit quality and emerging risks. The Senior Director will lead a team of reviewers performing continuous testing and targeted review activities across assigned portfolios.

BankingCredit CardsFinanceFinancial Services

Comp. & Benefits

No H1B

Responsibilities

Leading and coaching a team of senior credit reviewers in providing assurance coverage of individual portfolios within the Commercial Bank

Overseeing the comprehensive review and continuous monitoring execution of reviewable entities and key risk areas, including:

Analysis of portfolio composition to identify trends and risks and provide an opinion on portfolio quality

Facilitates the identification of gaps in policy, processes, and risk rating models

Identifies key and emerging risks

Reviewing transactional testing to assess the appropriateness of client selection, quality of underwriting, effectiveness of borrower monitoring and accuracy of risk ratings

Providing supervisory oversight to Targeted Reviews to assess key risks in a given portfolio or across portfolios

Oversees the completion of quarterly Business Assessment Reports

Communicates results to executive level management, regulators and stakeholders

Building and maintaining effective working relationships across all three lines of defense

Acting as an approachable advisor to business heads and key lenders by developing continuous and effective communication channels for all stakeholders

Ability to provide business leadership and partnering skills to help drive the organization towards critical decisions and deliverable results

Having a strategic voice for the overall Commercial Credit Review function

Part of the extended leadership team for the entire Credit Review organization

Supports in the development of the Credit Review Annual Plan and quarterly plans

Continuously reviewing and improving the credit review process, identifying opportunities to streamline existing operations and enhance efficiency

Ensuring the team follows Credit Review guidelines, policies and best practices

Conducting talent management, including completion of performance reviews, setting clear goals and development of team members

Qualification

Transactional credit experienceCredit analysis skillsFinancial analysis skillsCertified Financial Analyst (CFA)Certified Public Accountant (CPA)Risk assessment skillsLeadership experienceOrganizational skillsWritten communication skillsVerbal communication skills