Home Equity Representative jobs in United States
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Vantage Credit Union · 1 month ago

Home Equity Representative

Vantage Credit Union is a financial institution seeking a Home Equity Representative. The role involves processing home equity loans, ensuring adherence to policies, and coordinating with borrowers throughout the application process.

Financial Services

Responsibilities

Maintain knowledge of and adherence to established policies, procedures, and regulations
Complete all necessary paperwork to ensure loans are processed and follow-up is done in a timely manner
Order all required third party services such as Valuation, Flood and Title. Review and prepare all checklists as required for these services
Prepare and ensure appropriate liens are placed and subordinations processed as required
Conduct post close loan reviews for accuracy within department guidelines and policies
Supports and assists area personnel, members, branch staff, and other departments as needed
Communicates and coordinates with borrowers throughout the application process as needed
Maintain department expected SLAs
Performs miscellaneous clerical functions as needed
Performs other duties as assigned by Consumer Lending Manager or Director of Lending

Qualification

Home equity loan knowledgeLoan processing experienceCredit Union policies knowledgeFederalState regulationsMicrosoft applicationsEffective communicationOrganizational skillsDetail orientedTeam collaboration

Required

Understanding of home equity loan products and services
Knowledge of home equity processing functions and related processes
Knowledge of Credit Union loan policies, procedures, products, processing, and guidelines
Understanding of applicable Federal and State laws and regulations
Collaborator, values building a unified team, open to input from others, and guidance from all levels
Effective communication and listening skills; can comfortably deal with people at all levels; possess excellent written and oral communication skills. Able to effectively communicate with people in potentially stressful situations
Strong organizational skills, attention to details, and ability to multi-task and prioritize work without direction
Detail oriented with the ability to accurately transfer numerical information within various software systems
Able to meet deadlines under pressure
The individual should have 1+ years of experience of loan processing experience in a consumer lending role, preferably within a credit union
High school diploma or equivalent
Proficient in Microsoft applications
Occasionally remaining in a stationary position which may be standing or sitting for a prolonged period
Occasional travel or moving from one office location to another or from one department to another at the headquarters building
Occasional lifting, moving, or adjusting objects up to 20 pounds
Constant communication with others through various channels including verbal, email, and chat of which the last two may require consistent use of a keyboard and mouse or another electronic device
Work will be in a commercially reasonable temperature-controlled environment
Occasional temporary exterior site review which could be in outdoor elements of wind, rain, or snow

Company

Vantage Credit Union

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Vantage Credit Union is a leading, full-service financial institution.

Funding

Current Stage
Growth Stage

Leadership Team

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Eric Acree
President & CEO
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Company data provided by crunchbase