Tata Consultancy Services · 1 day ago
Mortgage QC Underwriter
Cincinnati, OH
Full-time
Onsite
Entry, Mid Level
$65K/yr - $80K/yr
2+ years expTata Consultancy Services (TCS) is a global leader in IT services, consulting, and business solutions. The Mortgage QC Underwriter is responsible for rendering quality control on closed loan files and ensuring that credit decisions adhere to underwriting policies and guidelines.
Business Information SystemsConsultingInformation TechnologyIT Management
Responsibilities
Analyze income & employment, credit strength, property appraisal, check over debt to income (DTI) and Loan to Value (LTV) and all other information pertinent to the credit decision process on each mortgage application, as presented by the applicant
Underwriter to validate that a prospective mortgagor’s loan application adheres to the lenders, Investors (Freddie or Fannie Mae’s) and guidelines of applicable government agencies to approve the loan
Analyzing the risk involved in approving a loan to determine whether or not it is acceptable to the lender
Mark errors for any deficiencies observed on the loan
Verify accuracy of supporting employment documents, source of down payment/reserves, appraisal value and property title commitment received
Review of legal documents, if present, to ensure the accuracy & completeness
Identify the mortgage insurance requirement (MI) and follow the MI guidelines, if applicable
Maintaining service level standards
Assisting in new-hire trainings
Perform internal Quality check, providing floor support and feedback to other staff
Responding to all emails efficiently
Adhering to all underwriting deadlines
Qualification
Required
Minimum 24-36 months of conventional mortgage underwriting/QA/QC experience
Knowledge of full loan cycle (from beginning to end)
Strong understanding of Desktop Underwriter (DU) and Loan Prospector (LP)
Strong communication skills, verbal and written
Strong analytical skills
Demonstrated ability to resolve complicated issues as they arise
Proven organizational skills and demonstrated ability to prioritize and multi-task
Diploma
Benefits
Discretionary Annual Incentive.
Comprehensive Medical Coverage: Medical & Health, Dental & Vision, Disability Planning & Insurance, Pet Insurance Plans.
Family Support: Maternal & Parental Leaves.
Insurance Options: Auto & Home Insurance, Identity Theft Protection.
Convenience & Professional Growth: Commuter Benefits & Certification & Training Reimbursement.
Time Off: Vacation, Time Off, Sick Leave & Holidays.
Legal & Financial Assistance: Legal Assistance, 401K Plan, Performance Bonus, College Fund, Student Loan Refinancing.
Company
Tata Consultancy Services
Tata Consultancy Services is a business solutions company that specializes on information technology services and consulting.
10001+ employees
H1B Sponsorship
Tata Consultancy Services has a track record of offering H1B sponsorships. Please note that this does not
guarantee sponsorship for this specific role. Below presents additional info for your
reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2025 (7880)
2024 (9690)
2023 (8537)
2022 (11159)
2021 (9813)
2020 (11984)
Funding
Current Stage
Public CompanyTotal Funding
unknown2004-08-25IPO
Leadership Team
K. Krithivasan
Chief Executive Officer & Managing Director
Aarthi Subramanian
President and Chief Operating Officer
Recent News
Trak.in - Indian Business of Tech, Mobile & Startups
2026-01-06
Business News Americas
2026-01-06
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