Chime · 2 weeks ago
Senior Manager, Capital Markets
New York, NY
Full-time
Hybrid
Senior Level
$173K/yr - $240K/yr
6+ years expChime is a financial technology company committed to helping everyone achieve financial progress. They are seeking a Senior Manager to develop capital strategies and drive capital markets transactions essential for the company's growth, including managing day-to-day operations of funding and reporting for liquidity products and corporate debt transactions.
BankingFinancial ServicesFinTechMobile Apps
Responsibilities
Develop and execute Chime’s funding strategy across new/existing products and corporate needs; design new structures and optimize existing facilities
Lead end‑to‑end execution of warehouses, securitizations, forward‑flow programs, and corporate debt transactions from term sheet through close, coordinating internal teams and external partners (banks, underwriters, rating agencies)
Negotiate economics and legal documentation with lenders in partnership with counsel
Manage investor/lender diligence and communications; prepare offering documents, term sheets, and investor materials; deliver ongoing performance updates
Analyze collateral and run scenario models to inform structure, pricing, and investor discussions
Own day‑to‑day operations, funding, and reporting for all facilities; ensure accurate servicer reporting and compliance with lender metrics/covenants
Build and scale the infrastructure that supports transactions (systems, reporting, treasury cash‑flows, forecasting models), in partnership with Risk, Engineering, and Finance
Partner with Treasury and Finance to forecast facility utilization, liquidity, and capital structure in support of long‑term plans; support corporate debt, M&A financing, and capital return programs
Qualification
Required
6+ years of relevant experience in capital markets/structured finance at an investment bank, asset manager, lender, or fintech executing warehouses, forward‑flow, and other ABS strategies
Deep consumer credit expertise (e.g., personal loans, credit cards, EWA) and a track record analyzing loan pools and portfolio performance to inform structure and pricing
End‑to‑end deal execution experience, including modeling, diligence, documentation review, and closing across product-financing and corporate-level financing structures
Fluency with transaction docs and ability to interpret and negotiate terms with counsel
Advanced analytical & modeling skills: expert in Excel/Google Sheets (build scalable cash‑flow and scenario models). Preference for comfort with SQL/Looker/Snowflake
Proven ability to synthesize insights and present to investors and senior leadership; strong writing for investor materials and IC memos
Demonstrated experience with cross-functional partners such as Treasury, Finance, Risk, Product, and Legal; strong project management to run multiple complex workstreams in parallel
Exceptional attention to detail and organization; comfort owning reporting, funding ops, and covenant/compliance across facilities
High integrity, bias to action, curiosity, and comfort operating in a fast‑paced, hyper‑growth fintech
Benefits
🏢 Our in-office work policy is designed to keep you connected - with four days a week in the office and Fridays from home for those near one of our offices, plus team and company-wide events depending on location. Whether you’re coming in regularly or are part of our fully remote program, you’ll stay engaged with your work and teammates.
💻 In-office perks including backup child, elder, and/or pet care, plus a subsidized commuter benefit to support your regular commute
💰 Competitive salary based on experience
✨ 401k match plus great medical, dental, vision, life, and disability benefits
🏝 Generous vacation policy and company-wide Chime Days, bonus company-wide paid days off
🫂 1% of your time off to support local community organizations of your choice
👟 Annual wellness stipend to use towards eligible wellness related expenses
👶 Up to 24 weeks of paid parental leave for birthing parents and 12 weeks of paid parental leave for non-birthing parents
👪 Access to Maven, a family planning tool, with $15k lifetime reimbursement for egg freezing, fertility treatments, adoption, and more.
🎉 In-person and virtual events to connect with your fellow Chimers—think cooking classes, guided meditations, music festivals, mixology classes, paint nights, etc., and delicious snack boxes, too!
💚 A challenging and fulfilling opportunity to join one of the most experienced teams in FinTech and help millions unlock financial progress
Perks also available to Chime Interns.
Company
Chime
Chime is a financial technology company that offers mobile banking services.
1001-5000 employees
Funding
Current Stage
Public CompanyTotal Funding
$2.77BKey Investors
Sequoia Capital Global EquitiesDST GlobalMenlo Ventures
2025-06-12IPO
2025-03-01Debt Financing· $475M
2023-07-28Secondary Market
Leadership Team
Christopher Britt
Founder and CEO
Ryan King
Co-Founder
Recent News
Crunchbase News
2026-01-22
2026-01-20
Venture Capital Journal
2026-01-14
Company data provided by crunchbase