QNB Bank · 1 month ago
Commercial Credit Analyst III
Quakertown, PA
Full-time
Onsite
Senior Level
5+ years expQNB Bank is seeking a Commercial Credit Analyst III to perform credit analysis on various credit relationships. The role involves collecting and analyzing credit information, preparing credit presentations, and monitoring credit files to assist in informed decision-making for loans.
CommunitiesFinancial ServicesFinTech
Responsibilities
Perform various duties involved with the credit analysis function on all credit relationships as assigned
Develop information for use by the Relationship Managers, Loan Committee, and Board Loan Committee for the purpose of making decisions on new and existing loans
Collect and analyze credit information from all available sources, including: in-house, other financial institutions, various agencies, etc
Analyze financial statements and all related material, in part, through use of spreading software
Attend and participate in customer calls with the Relationship Managers, including the documenting of calls, as requested
Development and preparation of credit presentations to document credit files and provide the Relationship Managers and/or QNB Loan Committee and Board Loan Committee with the information necessary to make informed credit decisions
Monitor the maintenance and updating of credit files
Monitor progress log for all scheduled annual reviews and insure completion of such reviews within the set time parameters
Review Biweekly Loan Report for accuracy
Assist in developing new procedures and programming to enhance automation and efficiency
Assume management of departmental workflow in the absence of the Chief Credit Officer or Credit Dept. Manager
Review and critique file memos and credit presentations for other Credit Analysts
Assist in training of Credit Analysts
May have supervisory authority over Credit Analyst I
Work directly with other departments to facilitate work flow
Work directly with customers as needed
Complete assigned compliance training in a timely manner and demonstrate the ability to apply training to their duties and responsibilities including their supervision of other employees
Assumes additional responsibilities as requested
Qualification
Required
Must have a Bachelor's degree in business administration specializing in finance, accounting or economics
Must have a minimum of 5 years credit analysis experience
Extensive knowledge of financial statements
Ability to multi-task and work effectively with colleagues, managing time and resources to ensure work is completed efficiently and within established time frame
Interpersonal skills to represent QNB in a positive manner when dealing with internal and external customers
Must be proficient in various computer applications, including Microsoft Word and Excel
Company
QNB Bank
QNB Bank is a community bank headquartered in Quakertown, Pennsylvania.
201-500 employees
Funding
Current Stage
Public CompanyTotal Funding
$40M2024-09-03Post Ipo Debt· $40M
1995-05-16IPO
Leadership Team
David Freeman
President, Chief Executive Officer
Jeffrey Lehocky
Executive Vice President, Chief Financial Officer
Recent News
2026-01-22
2025-12-30
MarketScreener
2025-10-29
Company data provided by crunchbase