Commercial Credit Underwriter I-II jobs in United States
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Bank of America · 1 day ago

Commercial Credit Underwriter I-II

Bank of America is committed to helping make financial lives better through every connection. The Commercial Credit Underwriter I-II is responsible for underwriting and structuring credit transactions, monitoring client performance, and ensuring adherence to credit policies and guidelines.

Asset ManagementBankingFinanceFinancial ServicesFinTech
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H1B Sponsor Likelynote

Responsibilities

Evaluates credit worthiness and provides analysis and decisioning on whether a client should receive a credit facility
Partners with Credit Officers, Relationship Management, and Risk teammates to assess and deliver credit solutions
Monitors the client's operating performance and financial condition, proactively identifying issues and opportunities
Delivers financial modeling, loan structure, industry, economic, and other analysis to team members to support the loan decision-making process
Ensures adherence to credit policies, guidelines, procedures, and applicable regulatory requirements

Qualification

CreditRisk AssessmentFinancial AnalysisUnderwritingFinancial ForecastingModelingLoan StructuringAnalytical ThinkingCredit Documentation RequirementsRecording/Organizing InformationBusiness AcumenCollateral ManagementPrioritizationAttention to DetailWritten CommunicationsCollaboration

Required

3+ years of solid experience in Commercial Banking performing financial analysis, structuring, underwriting and portfolio management
strong communication and analytical/technical skills, including financial accounting, modeling and loan structuring

Preferred

Participate with RM or CO's to negotiate Credit Agreements & loan documents, as needed
Be knowledgeable of the closing process & timeline for all types of loans (i.e. real estate, revolvers, etc.)
BA/BS Desired

Company

Bank of America

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Bank of America is a financial institution that offers credit cards, home loans, and auto loan services.

H1B Sponsorship

Bank of America has a track record of offering H1B sponsorships. Please note that this does not guarantee sponsorship for this specific role. Below presents additional info for your reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2025 (780)
2024 (546)
2023 (590)
2022 (759)
2021 (715)
2020 (931)

Funding

Current Stage
Public Company
Total Funding
$3.59B
Key Investors
Berkshire Hathaway
2025-02-20Post Ipo Debt· $386.79M
2024-11-26Post Ipo Debt· $2B
2020-07-28Post Ipo Equity· $400M

Leadership Team

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Charissa Messer
Senior Vice President, Creative Agency Executive (Enterprise Creative Solutions)
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Rami Salem
SVP Strategic Competitive Intelligence
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Company data provided by crunchbase