United Community ยท 1 day ago
Loan Ops Commercial Loan Closer
United Community is seeking a Loan Operations Commercial Loan Closer to play a pivotal role in the commercial lending process. The successful candidate will collaborate with various teams to oversee the closing process for commercial loans, ensuring all conditions and due diligence items are met for loan document preparation and processing.
Banking
Responsibilities
Review and Identify: Analyze approved credit requests to pinpoint required pre-close conditions and due diligence needs
Due Diligence: Order and review essential due diligence items such as Title Commitments, UCC searches, Flood determinations, Proof of insurance, Surveys, Entity documents, Real estate appraisals, Environmental Assessments, Good Standing Certificates, and Beneficial Ownership
Monitor and Confirm: Ensure all due diligence items are received and reviewed for accurate loan document creation and lien perfection
Document Preparation: Submit loan details to the internal Doc Prep team for closing documentation
Legal Coordination: Engage with approved attorneys to prepare and/or close loan documents
Scheduling: Coordinate closing dates and times with all relevant parties, including attorneys, title companies, customers, CRM, and LOA
Accuracy Check: Review draft closing documents and settlement statements for accuracy, ensuring they align with loan approval
Clear to Close: Provide final approval for closing once all conditions and due diligence requirements are satisfied
Document Review: Verify executed documents for complete and accurate signatures, then forward to Loan Servicing for booking
Documentation Management: Ensure all supporting documentation is properly loaded to CreditLens and/or submitted for imaging
Initial Disbursement: Assist with initial loan disbursement at closing, acting as the second required signature
Customer Service: Deliver exceptional service to internal and external clients with urgency and a positive attitude
Qualification
Required
5+ years in the financial services industry, with a preference for commercial loan experience
Strong interpersonal, verbal, and written communication skills
Proficiency with MS Office Suite (Outlook, Word, Excel, SharePoint)
Knowledge of federal and state banking regulations
Excellent customer service skills
Attention to detail
Strong problem-solving and critical thinking abilities
Organizational and time management skills to balance multiple priorities and meet deadlines
Commitment to compliance training and continuous learning
Preferred
College degree in business or paralegal certification
Company
United Community
Since 1950, United Community has been driven to provide best-in-class service as we work to improve the financial well-being of the people and communities we serve.