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EagleBank · 2 weeks ago

Commercial Credit Underwriter III

US-MD-Bethesda

Full-time

Onsite

Mid, Senior Level

$85K/yr - $137K/yr

5+ years exp

EagleBank is a values-driven organization focused on building meaningful relationships. The Commercial Credit Underwriter III is responsible for underwriting commercial loans by analyzing credit history and financial performance, supporting the Lending Department with necessary reports and analysis.

BankingFinancial Services

Responsibilities

Underwrites new and existing commercial loans through analysis of borrower's credit history, financial performance, current market trends, collateral, and feasibility

Uses spreads and analysis of financial statements, real estate spreadsheets, tax returns, A/R & A/P agings and proformas/forecasts for C&I, Commercial Real Estate, and SBA loan requests

Deals will generally be larger and vary in complexity from Commercial Credit Underwriter I or II

The number of analyst tasks and degree of difficulty will be rated generally moderate to advanced

Supports Lending Department by providing personal and business credit reports, property values based on third party data and industry analysis as needed

Qualification

Commercial credit analysisFinancial statement analysisWeb-based credit trainingMS Office proficiencyLogic skillsMath skillsBanking experienceSpreading software experienceWritten communication skillsVerbal communication skillsLeadership experience

Required

Bachelor's Degree in Arts/Sciences (BA/BS) in Business, Finance, Economics or related field in lieu of 3 additional years of experience in commercial credit, financial statement analysis and formal credit training

Web-based credit training through RMA or Omega or similar programs

5 years analysis in commercial credit or middle-market experience

General working knowledge of MS Office

Good written and verbal communication skills

Strong logic and math skills