Flagstar Bank · 1 month ago
Credit Products Specialist I - Specialized
Hicksville/100 Duffy Avenue/3201
Full-time
Onsite
Entry, Mid Level
$95K/yr - $119K/yr
2+ years expFlagstar Bank is a financial institution seeking a Credit Products Specialist I – Specialized to support the underwriting, structuring, and management of commercial credit relationships. The role involves conducting financial analysis, assisting in risk assessment, and ensuring sound credit decision-making to support the bank’s commitment to responsible lending and portfolio growth.
BankingFinanceFinancial Services
Responsibilities
Assist sales in analyzing financial statements, assessing borrower creditworthiness, and preparing credit approval packages within assigned specialized vertical or region
Monitor financial trends, covenant compliance, and borrowing bases to identify potential credit risks and recommend actions
Work alongside sales and credit teams to structure deals, address underwriting inquiries, and support client needs. Act as a mentor to analysts, sharing expertise in financial analysis, credit structuring, and risk assessment
Stay informed on market trends, credit policies, and risk mitigation techniques to strengthen expertise in commercial lending
Uses independent judgement and discretion to make decisions regarding assigned portfolio
Analyzes and resolves problems pertaining to the assigned portfolio
Performs special projects, and additional duties and responsibilities as required
Consistently adheres to regulatory and compliance policies and standards linked to the job as listed and complete required compliance trainings. Accountable to maintain compliance with applicable federal, state and local laws and regulations
Qualification
Required
Education level required: Undergraduate Degree (4 years or equivalent) in Finance, Accounting, Economics, or a related field or 5+ years of equivalent experience
Minimum experience required: 2+ Years in credit underwriting, portfolio management, or a related field
2+ years of experience in the direct specialized line of business (Specialized commercial industries, capital markets, corporate commercial banking, etc.)
Strong financial analysis and risk assessment abilities
Basic understanding of loan structuring and credit agreements
Proficiency in financial modeling and credit decision tools
Effective communication and teamwork skills
Benefits
Medical
Dental
Vision
Life
Disability insurance
Comprehensive leave program
Company
Flagstar Bank
Thank you for visiting Flagstar Bank, N.A. on LinkedIn, and we look forward to being part of your financial journey.
5001-10000 employees
H1B Sponsorship
Flagstar Bank has a track record of offering H1B sponsorships. Please note that this does not
guarantee sponsorship for this specific role. Below presents additional info for your
reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2025 (39)
2024 (42)
2023 (41)
Funding
Current Stage
Public CompanyTotal Funding
unknown2021-04-26Acquired
2001-07-12IPO
Leadership Team
Gregg Christenson
Executive Vice President and CFO for Community Banking
R
Randal Turner
Chief Financial Officer, Loan Servicing and Shared Services
Recent News
2025-11-12
2025-11-07
Company data provided by crunchbase