WorldBridge Partners - Leaders in Recruiting and Executive Search · 6 days ago
Senior Commercial Underwriter
Goodyear, AZ
Full-time
Onsite
Senior Level
$80K/yr - $110K/yrWorldBridge Partners is a leader in recruiting and executive search, seeking a Senior Commercial Underwriter. The role involves reviewing financial statements and tax returns to determine credit worthiness and managing a portfolio of clients while ensuring compliance with lending policies.
ConsultingHuman ResourcesProfessional ServicesRecruitingStaffing Agency
Hiring Manager
Thomas Pfirrman
Responsibilities
Works independently reviewing financial statements and tax returns of potential borrowers
Determines credit worthiness and prepares Credit Authorization Memorandums per Bank guidelines
Manages ongoing portfolio of clients
Provides credit analysis on new and renewal loan requests, including analyzing financial statements, tax returns and preparation of Credit Authorization Memorandums (CAMs)
Monitor existing loan relationships to ensure financial reporting and loan covenants are being met
Identify trends in credit quality and suggest risk rating changes as appropriate
Determines if lending policies, practices and procedures are adequate and being followed
Reviews a percentage of the Bank’s loans for quality, accuracy, and regulatory compliance
Treats customers with respect and dignity
Manages ongoing customer loan relationship
Responsible for preparing detailed credit memorandums (CAM’s) outlining the credit facility structure, sources of repayment, collateral, etc…
Strong working knowledge and ability to spread Corporate and personal tax returns as well as financial statements
Must monitor portfolio, track loan covenants and suggest risk rating upgrades/downgrades as appropriate
Provides assessments of loan condition and quality
Maintains a good working knowledge of the Bank’s lending policies and procedures, and identifies deviations from policy
Provides credit analysis and underwriting on any existing or new loan requests
Conducts periodic inspections of underlying collateral
Assists the Credit Administrator with various reports
Should have experience underwriting C&I and Commercial Real Estate Loans
Experience with government guarantee programs such as SBA/USDA is a plus
Responsible for obtaining financial statements and other reporting requirements from borrower and guarantors
Has access to confidential information. Protects the privacy and confidentiality of customers, other employees, and the Bank
Establishes and maintains strong customer relationships and trust in order to fully understand the small business customer’s needs and objectives
Qualification
Required
YOU MUST HAVE COMMERCIAL CREDIT ANALYST OR UNDERWRITING EXPERIENCE TO BE CONSIDERED FOR THIS POSITION
Strong working knowledge and ability to spread Corporate and personal tax returns as well as financial statements
Must monitor portfolio, track loan covenants and suggest risk rating upgrades/downgrades as appropriate
Provides assessments of loan condition and quality
Maintains a good working knowledge of the Bank's lending policies and procedures, and identifies deviations from policy
Provides credit analysis and underwriting on any existing or new loan requests
Conducts periodic inspections of underlying collateral
Responsible for obtaining financial statements and other reporting requirements from borrower and guarantors
Has access to confidential information. Protects the privacy and confidentiality of customers, other employees, and the Bank
Establishes and maintains strong customer relationships and trust in order to fully understand the small business customer's needs and objectives
Prior experience in the Banking/Credit industry
Knowledge of Bank credit underwriting
Experience with financial statement/Tax Return spreading software
Analytical skills, including the ability to define problems, collect data, establish facts, and draw conclusions
Previous work experience in analyzing financial statements and underwriting processes
Relationship management
Excellent writing skills
Excellent communication, listening and follow-up skills
Financial Analysis
Organization
Inspection
Multi-tasking
Business/Office Skills
Preferred
Bachelor's Degree preferred
Experience with government guarantee programs such as SBA/USDA is a plus
Benefits
There is an discretionary annual bonus based on the banks profitability for that fiscal year.
Company
WorldBridge Partners - Leaders in Recruiting and Executive Search
"The recruitment specialization WorldBridge Partners brings should mean that the recruitment process is quicker, the reach wider, the slate of candidates is smaller and well suited to the client, leaving our clients free to concentrate on what's important - deciding who to hire." ~ Jack Downing, Managing Partner Our "WorldBridge Way" has combined its proprietary search process with deep industry knowledge & experience of acquiring talent that improves revenue, increases operational excellence and helps our clients achieve their corporate objectives.
Founded in 2002
51-200 employees
Funding
Current Stage
Growth StageLeadership Team
Amy Sanders
Partner & VP of Healthcare Recruiting Solutions
David Wallace
Managing Partner
Recent News
Seattle TechFlash
2025-04-07
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