Apply on Employer Site

Valley Strong Credit Union · 2 days ago

Business Banking Market President

Stockton, CA

Full-time

Onsite

Director/Executive

$189K/yr - $291K/yr

10+ years exp

Valley Strong Credit Union is a values-driven organization focused on helping people and communities prosper. The Business Banking Market President oversees a group of Business Banking Officers responsible for business lending and deposit production, while managing the business loan portfolio and establishing departmental objectives and practices.

BankingFinancial ServicesNon Profit

Growth Opportunities

Responsibilities

Oversees the commercial lending function in the assigned designated markets in California

Manages the business loan portfolio

Oversees all workflow to ensure goals and objectives set for the department are met

Resolves complex problems

Exercises the usual authority of a President concerning supervision, performance evaluations, guidance, and salary recommendations

Trains and mentors business lenders

Demonstrates a commitment and responsibility to Equal Employment Opportunity and Affirmative Action

Establishes department objectives, policies and practices and implements approved changes

Ensures departmental adherence to all credit union, state, and federal regulations applicable to department operations

Reviews credit worthiness and preliminary evaluations with business lenders

Negotiates loan terms with Members and assists in the loan structure

Ensures sound credit decisions are made and recommends business loans to the business loan committee for approval

Performs budget and other administrative activities

Prepares detailed information for preparation of the department budget including loan volumes, rates of return and expenditures

Coached team members in achieving set lending, deposit, and partner referral targets

Participates in business development activities to promote credit union, its products, and services

Interacts with business Members to maintain a positive business relationship

Develops new business relationships

Maintains a current knowledge of state and federal regulations relevant to the business lending industry

Communicates and implements any changes that may occur

Serves on external industry related committees to stay current with the market and national economic, financial, political, and legislative events that could affect business lending activities

Participates in all business lending related planning activities

Participates in Business Loan Committee to provide feedback on credits being presented for approval

Performs other job-related duties as assigned

Performs other duties as assigned

Carry out supervisory responsibilities in accordance with the organization's policies and applicable laws

Responsibilities include interviewing, hiring, and training team members; planning, assigning, and directing work; appraising performance; rewarding and disciplining team members; addressing complaints and resolving problems

Advises subordinates on handling request/inquiries from Credit Union department/branches

Determine work procedures, prepare work schedules, and expedite workflow

Issue written and oral instructions, study and standardize procedures to improve efficiency of subordinates

Select, evaluate, and discipline team members

Conduct staff meetings or confer with subordinate personnel to discuss operational problems or explain procedural changes or practices

Attend and participate in periodic management meetings

Qualification

Business lending experienceSales team supervisionRegulatory complianceBudget preparationBusiness developmentMathematical skillsCommunication skillsProblem-solving skills

Required

Bachelor's Degree in business, accounting, or finance, or 10 plus years' equivalent banking and lending experience

Ten plus years of outside sales and Member service experience in the financial services industry

Experience with supervising multiple sales team members

Adherence to policies, procedures, and regulatory banking requirements

Ability to read and comprehend instructions, short correspondence, and memos

Ability to write simple correspondence

Ability to effectively present information in one-on-one and small group situations to Members and other Team Members at the organization

Ability to add, subtract, multiply, and divide in all units of measure, using whole numbers, common fractions, and decimals

Ability to compute dividends and interest

Ability to solve practical problems and deal with a variety of concrete variables in situations where only limited standardization exists

Ability to interpret a variety of instructions furnished in written or oral form

Must be able to process transactions in an efficient manner

Must be able to communicate policies and procedures to Members in an easily understood and professional manner

Must comply with all Bank Secrecy Act (BSA) and other Anti-Money Laundering (AML) laws and regulations, as they pertain to federal guidelines and internal policies and procedures