CalPrivate Bank · 1 month ago
Director of Portfolio Management
Newport Beach, CA, US
Full-time
Onsite
Director/Executive
$159K/yr - $201K/yr
15+ years expCalPrivate Bank is a relationship-centered bank focused on providing personalized banking solutions. The Director of Portfolio Management is responsible for overseeing credit risk management and leading the Portfolio Management team to ensure effective monitoring and administration of commercial and SBA loan portfolios.
BankingCommercial LendingFinanceFinancial Services
Responsibilities
Lead active management of the Bank’s loan portfolio across CRE, C&I, and SBA segments to ensure credit quality, compliance, and performance objectives are met
Facilitate the bank’s internal loan review program and manage the portfolio manager staff to ensure accurate risk ratings and compliance with loan document requirements
Ensure loan reviews scheduling is dynamic, risk based, and reports detailing progress results are prepared timely and submitted to executive management and the Board’s Director Loan Committee
Partner with the nCino product management team to leverage the platform for tracking and reporting annual loan reviews, financial ticklers, and covenant compliance across both the commercial and SBA loan portfolios
Collaborate with Special Assets on problem loan identification, workout strategies, restructures, and loss mitigation plans
Collaborate with other department leaders with compiling recurring reports to monitor overall credit quality and development of the quarterly CECL calculation and supporting documentation
Partner with Client Services department to manage, monitor, and ensure timely payments, collections, and management of maturing loans
Champion the use of technology (including nCino, CoStar, IBISWorld, portfolio analytics, and workflow tools) to increase efficiency, accuracy, and scalability
Partner with internal and third party technological and product teams for development and continuous improvement of portfolio management processes, credit workflows, and risk monitoring systems
Implement automation, reporting enhancements, and data-driven decision tools to support real-time portfolio insights
Ensure departmental procedures, templates, procedures, and processes are well documented, refreshed as needed, and changes communicated to all applicable parties with training delivered as needed
Deliver structured onboarding, working with new hires to guide them through CalPrivate systems, processes, and forms, fostering confidence and consistency
Provide structured coaching and personalized feedback to reinforce accountability, high quality and risk focused analysis, and a production-oriented culture
Establish and maintain performance standards for each member of the Portfolio Management team
Collaborate within and cross departmentally to ensure processes and procedure development incorporates consideration of other team members and departments
Promote a culture of accountability, teamwork, and continuous improvement across all banking markets
Qualification
Required
15+ years of progressive experience in commercial credit, emphasizing credit administration and risk management, portfolio management, and leadership
10+ years in a management or coaching role, with proven ability to control credit risk, drive efficiencies, and promote accountability while developing high-performing teams
Strong background in loan structuring, risk identification, cash flow analysis, collateral analysis, and problem loan resolution
Expertise with nCino or similar loan management platforms to streamline loan level performance monitoring, reporting, and enhance credit administration
Strong analytical, organizational, and communication skills, with the ability to influence and align across markets and departments
Proven success in reinforcing a disciplined, performance-driven credit culture
Preferred
Bachelor's degree in Business, Finance, or related field preferred
Company
CalPrivate Bank
CalPrivate Bank is a banking company. It is a sub-organization of Private Bancorp of America.
201-500 employees
Funding
Current Stage
Growth StageLeadership Team
Rick Sowers
President & Chief Executive Officer
Tom Wornham
Director - Retired Chief Executive Officer
Recent News
Private Bancorp of America, Inc.
2025-11-04
2025-11-04
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