Account Executive, Auto Retail jobs in United States
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Upstart · 5 days ago

Account Executive, Auto Retail

Upstart is the leading AI lending marketplace partnering with banks and credit unions to expand access to affordable credit. As an Account Executive on the Upstart Auto Finance Sales team, you will introduce Upstart Auto Finance to dealerships, driving new partnerships and helping dealers understand how AI-driven credit decisioning can improve their operations and profitability.

Artificial Intelligence (AI)AutomotiveConsumer LendingCreditFinancial ServicesFinTechLendingMachine LearningPersonal Finance
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H1B Sponsor Likelynote

Responsibilities

Engage with dealerships in your assigned territory to introduce Upstart Auto Finance and demonstrate how AI-powered decisioning drives better approval outcomes and faster funding
Build and manage relationships with Dealer Principals, GMs, and F&I Directors, aligning UAF’s value to their front-end and back-end profit goals
Lead product demonstrations and discovery discussions that uncover dealer pain points — funding delays, approval gaps, and margin compression, and connect them to UAF’s unique value
Collaborate with your downstream partners to ensure a seamless transition from signed dealer to active, funded partner
Consistently exceed monthly and quarterly growth targets by maintaining a strong, consultative pipeline
Identify expansion opportunities within existing dealer groups, championing UAF across rooftops and brands

Qualification

Full-cycle sales experienceDealership operations knowledgeAI-driven technology solutionsConsultative selling styleCommunication skillsDiscovery skillsTeam collaborationPresentation skills

Required

5+ years of full-cycle sales experience with a leading auto dealership technology provider, lender, or B2B SaaS platform
Proven ability to meet and exceed aggressive rooftop and adoption targets
Strong understanding of dealership operations, particularly F&I, credit decisioning, and funding workflows
Experience selling both in-person and remotely to executive-level dealership stakeholders (Dealer Principal, GM, GSM, F&I Director)
Exceptional communication, discovery, and presentation skills - able to simplify complex ideas for diverse audiences
This person must be based in California

Preferred

Demonstrated success working cross-functionally with Dealer Success, Implementation, and Product teams to ensure dealer satisfaction and performance post-launch
Experience leveraging AI or data-driven technology solutions to improve business outcomes in the automotive or fintech space
Skilled at managing extended teams, including, DSM/DRMs, and support teams — to ensure a consistent dealer experience
A consultative selling style with strong discovery instincts, the ability to identify quantifiable pain, and a track record of turning insights into action

Benefits

Comprehensive medical, dental, and vision coverage with Health Savings Account contributions from Upstart
Generous 401(k) plan with Upstart matching $2 for every $1 contributed, up to $15,000 per year
Employee Stock Purchase Plan (ESPP)
Life and disability insurance
Generous holiday, vacation, sick and safety leave
Supportive parental, family care, and military leave programs
Annual wellness, technology & ergonomic reimbursement programs
Social activities including team events and onsites, all-company updates, employee resource groups (ERGs), and other interest groups such as book clubs, fitness, investing, and volunteering
Catered lunches + snacks & drinks when working in offices

Company

Upstart (NASDAQ: UPST) is a leading AI lending marketplace partnering with banks and credit unions to expand access to affordable credit.

H1B Sponsorship

Upstart has a track record of offering H1B sponsorships. Please note that this does not guarantee sponsorship for this specific role. Below presents additional info for your reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2025 (68)
2024 (67)
2023 (85)
2022 (85)
2021 (42)
2020 (15)

Funding

Current Stage
Public Company
Total Funding
$3.36B
Key Investors
CastlelakeProgressiveRakuten
2025-11-06Post Ipo Debt· $1.5B
2025-09-05Post Ipo Debt· $320M
2025-08-12Post Ipo Debt· $600M

Leadership Team

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Dave Girouard
Founder & CEO
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Paul Gu
Co-Founder
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Company data provided by crunchbase