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Banner Bank · 2 weeks ago

CRE Portfolio Manager II

Lake Oswego, Oregon

Full-time

Hybrid

Senior Level

$131K/yr - $154K/yr

6+ years exp

Banner Bank is a well-established financial institution recognized for its strong workplace culture and financial stability. The CRE Portfolio Manager II will be responsible for underwriting and managing complex commercial real estate loan originations, analyzing credit and financial information, and ensuring compliance with loan policies and regulations.

BankingFinanceFinancial Services

Culture & Values

H1B Sponsor Likely

Responsibilities

Analyze and investigate credit and financial information on prospective and existing customers

Perform credit inquiries for the Bank and analysis of data provided by customers, credit bureaus, other financial institutions, and Bank files

Prepare credit requests, modifications, and extensions within the portfolio

Provide credit and project analysis, risk assessments, summaries, and recommendations for CRE Relationship Managers and Credit Administration on new and existing credits

Collaborate with Loan Administration and Credit Administration in loan closings

Review loan documentation, entity documentation, assist with loan budget preparation, and provide other support as necessary

Responsible for the tracking and analysis of financial information of new, renewed, and existing loans

Monitor loan terms for covenant compliance on existing loans

Regularly establish, review, and update new and existing loan files

Ensure maintenance of the loan monitoring system

Responsible for the management of financial information files to ensure current reports, statements, accounts receivable, and other information on customer accounts

Manage credit files to ensure receipt of current and accurate financial information, including tax returns, inventory, credit reports, financial statements, cash flows, and contingent liabilities

Responsible for all master file maintenance and quality

Work closely with CRE Relationship Managers in establishing and maintaining proper documents related to the perfection of the Bank’s lien position on loans secured by various collateral

Provide technical or advisory assistance to CRE Relationship Managers as requested

Maintain loan policy manuals and updates

Assist CRE Relationship Managers in management of customer relationships as needed

Perform site visits of existing and potential projects as necessary

Responsible for (in conjunction with CRE Relationship Manager) managing portfolio priorities, including reporting issues, maturities, delinquencies, and loan performance (including construction progress through absorption and lease-up performance, covenant compliance, and the appropriateness of ongoing risk ratings)

Assist with periodic external and internal loan reviews

Responsible for complying with policies, procedures, security requirements, and government regulations

Ensure adherence and compliance to company and credit policies, auditing procedures, and department goals and standards

Qualification

Credit analysisFinancial statement analysisCommercial real estate lendingPortfolio managementRegulatory knowledgeWordExcelTeamsSharePointCommunication skillsOrganizational skillsInterpersonal skills

Required

Bachelor's Degree: Accounting, Business, Economics, Law, Computer Science or other related field required (an equivalent combination of education and experience may be considered)

6 or more years of banking credit analysis experience required

Advanced analytical skills and working knowledge of financial accounting with ability to spread and analyze financial statements, cash flows, and tax returns for companies and individuals with moderate to complex structures to determine financial support feasibility for credit requests

Knowledge of company formation structures with ability to identify borrowing and guaranty structures

Advanced skills managing portfolio needs including reporting issues, concentrations, maturities, delinquencies, and loan performance (including construction progress through absorption and lease-up execution, covenant compliance, and the appropriateness of ongoing risk ratings)

Possess excellent verbal and written communication, organizational, and interpersonal skills

Ability to effectively manage customer relationship and maintenance issues in the absence of CRE Relationship Managers

Ability to understand client needs, identify potential cross-sell opportunities, and participate in team calling goals involving joint retention calls and prospecting activity

Proficient in Word, Excel, Teams, SharePoint and other similar programs

Knowledge of federal and state laws and regulations relating to Commercial Real Estate Lending

Benefits

Comprehensive employee benefits, including: medical, dental, vision, LTD, STD and life

Paid vacation time, sick time, personal days, paid volunteer time and 11 company paid holidays

401k (up to 4% match with immediate vesting)

Tuition reimbursement up to $5,250 annually (minimum service requirement)

Company

Banner Bank

Glassdoor4.1

We are proud to provide you with the most comprehensive financial services in the Pacific Northwest

Founded in 1890

Walla Walla, Washington, USA

1001-5000 employees

http://bannerbank.com

H1B Sponsorship

Banner Bank has a track record of offering H1B sponsorships. Please note that this does not guarantee sponsorship for this specific role. Below presents additional info for your reference. (Data Powered by US Department of Labor)

Distribution of Different Job Fields Receiving Sponsorship

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Trends of Total Sponsorships

2020 (1)