Banc of California · 5 hours ago
Warehouse Lending Analyst
Santa Ana, CA
Full-time
Onsite
Entry Level
1+ years expBanc of California is a premier relationship-based business bank focused on providing banking and treasury management services. The Warehouse Lending Analyst will support the Warehouse Lending team by managing client applications, conducting financial analysis, and ensuring compliance with regulations.
BankingFinanceFinancial Services
Responsibilities
Process and manage new client applications based on the stacking sheet requirement; create condition lists, run due diligence reports and follow up
Review client audited/ interim financial statements and prepare a year-to-year comparison financial analysis according to Warehouse Lending financial requirements
Write up credit administration memorandum and address Credit Administrator questions and inquiries
Process client annual renewals
Prepare and update contracts based on approved credit administration memorandum and preliminary variable term letter
Track quarterly compliance documents; responsible for reviewing monthly seller certification and calculation of financial covenants
Performs SOX controls validations against client trial balance report and nCino application
Prepare clients financial exception waiver and line bulge requests to accommodate their month end volume
Prepare and manage various quarterly reports which includes; nCino financial covenant and tickler reports
Assist with internal and external auditors’ requests
Assists SVP Directors of Operations, Business Development Team during quarter end and year end reporting; assumes responsibility and gathers data for special projects
Ensures excellent internal and external communication with clients and coworkers
Demonstrates knowledge of, adherence to, monitoring and responsibility for compliance with state and federal regulations and laws as they pertain to this position including but not limited to the following: Regulation Z (Truth in Lending Act), Regulation B (Equal Credit Opportunity Act), Fair Housing Act (FHA), Home Mortgage Disclosure Act (HMDA), Real Estate Settlement Procedures Act (RESPA), Fair Credit Reporting Act (FCRA), Bank Secrecy Act (BSA) in conjunction with the USA PATRIOT Act, Anti-Money Laundering (AML) and Customer Information Program (CIP), Right to Financial Privacy Act (RFPA, state and federal) and Community Reinvestment Act (CRA)
Excellent communication skills, oral and writing
Excellent customer service
Effective organizational and time management skills
Intermediate skills in computer terminal and personal computer operation; Microsoft Office applications including but not limited to: Word, Excel, PowerPoint and Outlook
Intermediate typing skills to meet production needs of the position
Intermediate math skills; calculate interest and percentages; balance accounts; add, subtract, multiply and divide in all units of measure, using whole numbers, common fractions and decimals; locate routine mathematical errors; compute rate, ratio and percent, including the drafting and interpretation of bar graphs
Ability to understand, remember, and apply oral and/or written instructions or other information
Ability to understand, remember, and communicate routine, factual information
Ability to work with minimum supervision while performing duties
Treat people with respect; keep commitments; inspire the trust of others; work ethically and with integrity; uphold organizational values; accept responsibility for own actions
Demonstrates knowledge of and adherence to EEO policy; shows respect and sensitivity for cultural differences; promotes working environment free of harassment of any type
Follows policies and procedures; completes tasks correctly and on time; supports the company’s goals and values
Performs the position safely, without endangering the health or safety to themselves or others and will be expected to report potentially unsafe conditions. The employee shall comply with occupational safety and health standards and all rules, regulations and orders issued pursuant to the OSHA Act of 1970, which are applicable to one’s own actions and conduct
Performs other duties and projects as assigned
Qualification
Required
Bachelor's degree in Accounting or a related discipline from an accredited college or University
Minimum 1-2 years of experience working and/or training in a related field; or the equivalent combination of education and experience
Work related experience should consist of an in-depth background in accounting and regulatory reporting skills
Educational experience, through in-house training sessions, formal school or financial industry related curriculum, should be applicable to the accounting discipline
High School diploma or equivalent required
Excellent communication skills, oral and writing
Excellent customer service
Effective organizational and time management skills
Intermediate skills in computer terminal and personal computer operation; Microsoft Office applications including but not limited to: Word, Excel, PowerPoint and Outlook
Intermediate typing skills to meet production needs of the position
Intermediate math skills; calculate interest and percentages; balance accounts; add, subtract, multiply and divide in all units of measure, using whole numbers, common fractions and decimals; locate routine mathematical errors; compute rate, ratio and percent, including the drafting and interpretation of bar graphs
Ability to understand, remember, and apply oral and/or written instructions or other information
Ability to understand, remember, and communicate routine, factual information
Ability to work with minimum supervision while performing duties
Treat people with respect; keep commitments; inspire the trust of others; work ethically and with integrity; uphold organizational values; accept responsibility for own actions
Demonstrates knowledge of and adherence to EEO policy; shows respect and sensitivity for cultural differences; promotes working environment free of harassment of any type
Follows policies and procedures; completes tasks correctly and on time; supports the company's goals and values
Performs the position safely, without endangering the health or safety to themselves or others and will be expected to report potentially unsafe conditions
Performs other duties and projects as assigned
Preferred
Banking industry experience preferred
CPA firm experience preferred
Benefits
401k plan which includes a company match and immediate vesting
Comprehensive insurance options including medical, dental, vision, AD&D, supplemental life, long-term disability, pre-tax Health Savings Account with employer contributions, and pre-tax Flexible Spending Account (FSA)
Adoption, surrogacy, and fertility assistance as well as paid parental leave and family support solutions including care options for your family
Paid vacation days, holidays, and volunteer time off
Tuition reimbursement, an annual mentorship program, leadership development resources, access to LinkedIn Learning, and more
Company
Banc of California
Banc of California provides a full-service banking and home lending to individuals and their businesses and families.
1001-5000 employees
H1B Sponsorship
Banc of California has a track record of offering H1B sponsorships. Please note that this does not
guarantee sponsorship for this specific role. Below presents additional info for your
reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2025 (5)
2024 (1)
2023 (1)
Funding
Current Stage
Public CompanyTotal Funding
$20MKey Investors
Patriot Financial Partners
2013-12-05Post Ipo Equity· $20M
2002-08-23IPO
Leadership Team
Ken McMullen
Treasurer
Recent News
Benzinga.com
2026-01-07
2025-12-08
2025-11-12
Company data provided by crunchbase