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LendSure Mortgage Corp. · 2 weeks ago

Non-QM Retail Underwriter (San Diego CA)

San Diego, CA

Full-time

Onsite

Mid, Senior Level

$68K/yr - $90K/yr

5+ years exp

LendSure Mortgage Corp is seeking a Full-Time Non-QM Retail Underwriter to join their team in a dynamic environment. The role involves making credit decisions, underwriting mortgage commitments, and ensuring compliance with internal policies and guidelines.

ConstructionFinanceReal Estate

No H1B

Responsibilities

Rendering credit decisions on incoming applicants consistent with internal policies

Underwriting mortgage commitments

Verifying supporting documentation as submitted by customers

Uphold our commitment to excellence in service level agreements

Qualification

Real estate lendingLoan structuringCredit risk assessmentValuation methodologiesKYC/AML complianceEncompassSalesforceExcelEffective communicationTime managementDetail-orientedTeam playerProblem-solving

Required

Knowledge of real estate lending and loan structuring

Valuation methodologies

Review and analyze documentation provided on each loan to make an informed lending decision in compliance with LendSure Mortgage Corp.'s policies and guidelines

Ability to review complex tax returns

Ability to perform duties under minimal supervision and actively engage with the supervisor to resolve complicated issues

Ability to communicate effectively in both verbal and written form

Strong time management skills to plan and organize a high daily loan volume

Must be a detail-oriented team player able to collaborate constructively with fellow employees

Minimum 5 years of recent experience underwriting non-conforming residential mortgage loans

Minimum 5 years of experience with state and federal lending regulations (i.e., Ability to Repay, RESPA, Reg B, Reg Z, Fair Lending, etc.)