CBI Bank & Trust · 1 month ago
Mortgage Loan Originator
CBI Bank & Trust is seeking a Mortgage Loan Originator to provide exceptional service throughout the mortgage lending process. This role involves building relationships with customers and managing loans from application to closing, while ensuring compliance and efficiency.
Banking
Responsibilities
Develop and maintain relationships with customers, realtors, builders, and community partners to generate mortgage business
Conduct loan consultations with prospective borrowers to determine financing needs and recommend appropriate mortgage products
Assist customers with completing loan applications and gather supporting documentation
Manage each loan through the origination process, working closely with processors and underwriters
Ensure all loans are closed and processed efficiently and accurately
Ensure all applications meet compliance, regulatory, and internal policy requirements
Represent the bank at community events and networking opportunities to enhance business development efforts
Maintain up-to-date knowledge of mortgage products, pricing, and market trends
Qualification
Required
High school diploma or recognized equivalent required
Bachelor's degree from a four-year college or university; or relatable work experience in mortgage lending, accounting, or finance
Current NMLS registration or the ability to obtain it upon hire
Strong customer service, communication, and relationship-building skills
Ability to generate new business and meet production goals
Ability to perform general financial computations and mortgage calculations
Working knowledge of basic underwriting for residential mortgages
Ability to maintain a high level of confidentiality when handling sensitive information
Detail-oriented with strong organizational and follow-through skills
Proficient with technology and basic Microsoft Office applications
Preferred
Prior mortgage lending or financial services experience preferred
Company
CBI Bank & Trust
CBI Bank & Trust, based in Muscatine, Iowa, serves approximately 50,000 consumers and businesses through 24 branches, with locations in Bettendorf, Buffalo, Coralville, Davenport, Kalona, Muscatine, Walcott, Washington, and Wilton in Iowa, and Brimfield, Buffalo Prairie, Galesburg, Joy, Moline, Monmouth, Peoria, and Roscoe in Illinois, and Beloit, Wisconsin.