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Mitsubishi HC Capital America, Inc. · 3 weeks ago

Portfolio Manager, Inventory Finance

Norwalk, CT

Full-time

Onsite

Mid, Senior Level

$70K/yr - $97K/yr

3+ years exp

Mitsubishi HC Capital America is seeking a Portfolio Manager to join their growing Inventory Finance team. This role is essential in managing dealer relationships and ensuring strong risk controls across commercial floorplan portfolios in the U.S. and Canada.

CommercialFinanceFinancial ServicesLending

Responsibilities

Manage a portfolio of commercial floorplan dealers across the U.S. and Canada

Serve as the primary contact for the inventory inspection (floorplan audit) process

Review audit results, identify discrepancies, and reconcile findings with dealers

Ensure the Wholesale system accurately reflects collateral status and audit outcomes

Communicate with audit providers regarding irregularities or special requests

Interact with dealers and manufacturers via phone and email to resolve account issues

Lead collection activity, including principal, interest, curtailments, and maturities

Initiate timely outreach to delinquent dealers and escalate high‑risk situations

Document all dealer interactions and activities in the Wholesale system

Forward required documents to the Credit team for curtailment or maturity modifications

Collaborate with the Funding & Operations Manager to meet monthly KPIs

Support escalated actions such as demand notices, defaults, repossessions, and legal processes

Assist with training new team members and contribute to process improvements

Qualification

Inventory FinancePortfolio ManagementAudit ReconciliationWholesale Finance SystemsFloorplan Operating SystemsFinancial Statement AnalysisCustomer ServiceAnalytical ThinkingCommunication SkillsSelf-Motivational SkillsPositive Attitude

Required

Bachelor's degree or equivalent experience required

Minimum 3-5 years in Inventory Finance Dealer Commercial Floorplan Collection or Portfolio Management experience

Experience reconciling audits/floor checks and completing rental verifications with dealers and rental houses

Must have excellent customer service skills, self-motivational skills, self-confidence, and a positive attitude

Preferred

Experience working with dealers in the construction, agriculture, material handling and other industries a plus

Knowledge of various floorplan operating systems, valuation guides, reporting tools and credit / financial statement analysis a plus

Experience with wholesale or inventory finance systems (Solifi or similar) preferred

Exposure to industries such as construction, agriculture, material handling, truck/trailer, or specialty vehicles is a plus

Benefits

Top-Tier Health & Insurance: Medical, dental, vision, life & AD&D with low premiums; prescription drug coverage

Financial Security: 401k with immediate vesting and up to 4.5% match; RSP contributions day one; HSA contributions; flexible-spending accounts

Time Off: Competitive vacation time, plus 10 scheduled holidays

Wellness & Lifestyle: Annual fitness reimbursement; virtual fitness membership; Stress management tools; Employee Assistance Program for confidential support and coaching

Professional Growth: Tuition reimbursement after one year; dedicated development budget

Culture: Transparent, collaborative environment with a supportive, family-like team