Checkout.com · 3 weeks ago
Senior Analyst, Platform Underwriting
Atlanta
Full-time
Hybrid
Senior Level
6+ years expCheckout.com is a leading global payment solutions provider that powers billions of transactions each year. They are seeking a Senior Analyst for their Platform Underwriting team in Atlanta, responsible for underwriting applications, conducting financial analysis, and collaborating with internal stakeholders to assess customer risk profiles.
FinTechPaymentsTransaction Processing
Responsibilities
Conduct business model analysis and a holistic assessment of a customer’s risk profile, leveraging your proficient-level understanding of the risks and requirements of different Platform models (ISVs, Payfacs, Marketplaces, Staged Digital Wallets, MORs)
Conduct customer due diligence and enhanced due diligence analysis on prospective customers including KYC, KYB, PEP, Sanctions, and Adverse Media screening
Conduct expert-level analysis of P&L, balance sheet, and cash flow statements of Platform models and other high-risk sectors
Prepare persuasive summaries to internal stakeholders and risk committees, identifying mitigants and making balanced recommendations for each deal
Represent the Platform Underwriting team in leading and attending customer calls and meetings alongside Sales or Account Managers
Approve individual credit submissions in line with approval authority
Identify operational issues and areas for improvement, and make detailed recommendations on how to improve the merchant onboarding experience
Act as a mentor to new or junior team members through training initiatives and credit approvals
Foster a culture of collaboration with key internal stakeholders, in particular Sales/Account Managers, and first and second line Risk and Compliance personnel and Legal
Contribute to department and cross-functional projects/initiatives as required
Qualification
Required
Proficient-level understanding of Checkout's Platform product offering, including features and limitations, and the ability to independently classify different Platform models
Expert-level financial statement analysis and credit exposure assessment ability
Demonstrated ability to make sound judgments, balancing risk and reward
Competent escalation management, acting with urgency to ensure escalations are prioritized, owned, and resolved effectively
Ability to continually monitor and independently manage competing priorities and adjust accordingly without impact to SLA attainment
Excellent written and interpersonal communication skills, with concise presentation skills and the ability to deliver complex messages clearly
A passion for operational improvement initiatives and the ability to contribute to broader department initiatives and projects
Possess a ‘customer first' approach to delivering creative solutions
6+ years of direct experience related to financial analysis or merchant underwriting
5+ years of work experience related to due diligence, merchant underwriting, or equivalent underwriting work
Demonstrable experience related to customer due diligence, enhanced due diligence, merchant underwriting, credit insurance, and/or commercial lending
Subject matter expertise in AML/CTF and/or underwriting and financial analysis
Preferred
Domain expertise within the payments or Fintech industry will be preferable
Previous experience coaching or mentoring is desirable
Company
Checkout.com
Checkout.com is a global provider of payment solutions that help businesses and communities thrive in the digital economy.
1001-5000 employees
Funding
Current Stage
Late StageTotal Funding
$1.83BKey Investors
Tiger Global ManagementCoatue
2022-01-12Series D· $1B
2021-01-11Series C· $450M
2020-06-22Series B· $150M
Leadership Team
Guillaume Pousaz
Founder & CEO
Mariano Albera
Chief Technology Officer
Recent News
Financial Sector Technology
2026-01-16
2026-01-16
Payments Dive
2026-01-16
Company data provided by crunchbase