Hyundai Capital Canada · 1 month ago
Manager, Commercial Credit Portfolio Management
United States-Texas-Plano
Full-time
Onsite
Senior Level
$112K/yr - $174K/yr
5+ years expHyundai Capital America offers a wide range of financial products tailored to meet the needs of Hyundai, Genesis, and Kia customers. The Manager, Commercial Credit Portfolio Management is responsible for leading a team of Credit Analysts, managing commercial credit lending authority, and overseeing the risk and exposure for an assigned portfolio.
AutomotiveFinanceFinancial Services
Responsibilities
Maintain periodic reviews and inspections of collateral, documentation, reporting, and financial statements to identify current and/or early detection of company risk including, but not limited to, management/oversight of UCC’s, Insurance, credit lines, and aged inventory. Manage assigned analyst work prior to submission to Director for review. Includes new requests, interim requests and periodic reviews
Frequent and direct interaction with sales team (Business Development Managers, Regional Operations Managers and Field Sales Directors), regarding issues determined during the underwriting process for annual reviews and interim requests. Direct interaction with dealer principals and dealership majority owners and staff to facilitate the underwriting process
Commercial Credit lending authority for new requests as needed and reviews/interim requests, with lending approval authority of up to $15 million for floorplan financing and up to $1 million for working capital loans. Use authority to make decisions on requests and accounts, representing approximately 20% of the Commercial portfolio
Participate in assigned strategic projects and initiatives (including but not limited to mobility, data, and digitalization efforts) within the Commercial Credit Department
Lead, mentor, and develop team members by providing direction, performance feedback, and support to ensure effective collaboration, professional growth, and achievement of organizational and personal goals
Qualification
Required
Minimum 5-7 years' related experience in financial statements and dealer credit analysis
0-2 years supervisory or leading large projects
Proven commercial credit and risk identification/mitigation skills in analytically challenging environment
Proficient in Microsoft Office Suite (Word, Excel, PowerPoint, Outlook)
Ability to successfully manage, train, develop and mentor direct reports
Strong written and verbal communication skills including ability to present to leadership
Strong interpersonal skills to work in a team environment and build relationships with internal and external stakeholders
Preferred
Bachelor's degree is required preferably in Finance, Accounting, Economics or related field preferred
Exposure to the automotive business environment is highly recommended, particularly if exposure was to some aspect of commercial credit activity
Benefits
Medical, Dental and Vision plans that include no-cost and low-cost plan options
Immediate 401(k) matching and vesting
Vehicle purchase and lease discounts plus monthly vehicle allowances
Paid Volunteer Time Off with company donation to a charity of your choice
Tuition reimbursement
Company
Hyundai Capital Canada
Hyundai Capital Canada provides auto finance and private finance services.
51-200 employees
Funding
Current Stage
Growth StageCompany data provided by crunchbase