Kirkpatrick Bank · 3 days ago
CREDIT ANALYST II
Oklahoma City, OK
Full-time
Onsite
Mid Level
3+ years expKirkpatrick Bank is committed to building long lasting relationships by delivering high quality customer service. The Credit Analyst II is responsible for underwriting, analyzing, and monitoring the financial condition and credit worthiness of individuals and businesses applying for commercial and real estate related loan requests.
BankingFinancial ServicesVenture Capital
Responsibilities
Analyzes all relevant financial data and related material to prepare summaries and present facts concerning credit worthiness of businesses and individuals
Preparing various credit related reports to include:
Memorandums of Review based on interim financial information to determine covenant compliance
Annual Reviews of existing relationships
Credit Memorandums for approval of new credit facilities or renewal of existing credit facilities. Includes working with Loan Officers to determine credit structure and terms. Requires knowledge of Bank’s Lending Policy and identification of exceptions to Policy, and analysis of financial statements and other information to determine the degree of risk involved in extending credit, including background and industry risk and Applicant’s performance compared to similar businesses
Prepare internal real estate evaluations for applicable loan requests
Assists training and development of Credit Analyst I
Committed to Company Mission and Core Values
Qualification
Required
Strong knowledge of accounting theory, including knowing the differences between GAAP, cash and income-tax based accounting and their effects on cash flow analysis
Excellent understanding of business and personal financial statements and tax returns
Excellent verbal and written communication skills
Excellent analytical and organization skills
Strong attention to detail and the ability to work independently with little supervision
Strong proficiency with Microsoft Office Suite (especially Microsoft Excel) and ability to learn other software related to financial spreads and monitoring of credit facilities
Bachelor's degree in Business, Finance, Accounting, or related field
Minimum 3 years of credit analysis experience
Preferred
Previous experience using Abrigo/Sageworks software
Benefits
Company subsidized health and dental insurance for employees and dependents
Health and Dependent care flexible spending accounts, HSA account
Company provided life insurance and long term disability
Generous 401(K) Match
Paid Sick and Vacation
Wellness Plan
Employee Banking products and services provided
Company
Kirkpatrick Bank
Kirkpatrick Bank is a business bank present in Oklahoma and Colorado.
51-200 employees
Funding
Current Stage
Growth StageLeadership Team
Daniel Adams, CPA
Chief Operating Officer
Blake Overland, CPA
Assistant Vice President - Assistant CFO
Recent News
Colorado Springs Business Journal
2025-02-08
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