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Thread Bank · 23 hours ago

Senior Compliance Analyst

Nashville, TN

Full-time

Onsite

Senior Level, Lead/Staff

8+ years exp

Thread Bank is a digital-first financial technology community bank that aims to enhance customer engagement through innovative solutions. The Senior Compliance Analyst will monitor compliance risks, interpret regulatory changes, and assist in the development of compliance monitoring processes for fintech products and services.

BankingFinanceFinancial Services

Responsibilities

Monitor and analyze the bank’s and bank’s sponsored fintech products, services, and operations to identify compliance risks and ensure compliance with relevant federal- and state-level privacy and consumer protection regulations

Monitor and interpret regulatory changes impacting the bank and fintech portfolios, advising stakeholders on risks and necessary adaptations

Liaise with the Compliance Management team on compliance matters specific to fintech solutions

Assist with compliance risk assessments for the bank and fintech platforms, identifying gaps in policies, processes, and controls

Assist with the development and implementation of compliance monitoring (KPIs, KRIs, exception reports, etc.) for the bank and fintech processes

Assist with the development of fintech compliance dashboards to inform various stakeholders of the fintech’s compliance activities

Assist in reviewing policies and procedures tailored to fintech operations

Assist in the administration of independent, state and federal supervision activity

Act as a liaison with Internal Audit, Examiners, etc. for visit preparations and prepare documentation for examinations and audits

Assist with the review of compliance-related disclosures, customer communications, and marketing materials

Research, analyze, and interpret complex regulations to respond to internal and external compliance-related inquiries

Assist with consumer complaint investigations, response, and tracking

Assist with audit and regulatory issue remediation

Work cross-functionally with the bank’s product team, technology providers, and operations to integrate compliance considerations into product development lifecycles

Assist with the education of internal and external stakeholders on regulatory requirements, compliance processes, and best practices

Contribute to building a culture of compliance by assisting with training programs and knowledge-sharing initiatives

Stay informed about fintech and compliance technology developments, advising on opportunities to integrate innovative compliance solutions

Act as a subject matter expert on bank and fintech trends and emerging risks

Participate in specialized department projects

Assist with the review of diligence materials on vendors and partners to meet regulatory requirements and risk tolerances

Perform other job duties as assigned

Qualification

Compliance experienceRegulatory complianceFinancial services knowledgeCertified Regulatory Compliance ManagerCertified Internal AuditorCertified Information Systems AuditorAnalytical skillsAttention to detailProblem-solving skillsProject managementOrganizational skillsCommunication skills

Required

Bachelor's degree

8 – 10 years of compliance experience, ideally within financial services, fintech, or regulatory environments

Experience supporting regulatory compliance for fintech solutions, such as digital payments, peer-to-peer lending, or embedded finance products

Familiarity with working in partnership with startups and fast-paced, technology-driven environments

Proven track record of managing compliance in highly regulated sectors with dynamic operating models

Comprehensive understanding of U.S. laws and regulations relevant to financial institutions and fintechs

Awareness of compliance obligations related to emerging technology (e.g., AI, big data, automation) in the financial space

Exceptional attention to detail coupled with strong analytical and problem-solving skills

Excellent verbal and written communication, with the ability to present findings to internal leadership and external regulators

Strong project management and organizational skills with the ability to handle multiple priorities in a fast-paced environment

Preferred

Relevant certifications, such as Certified Regulatory Compliance Manager (CRCM), Certified Internal Auditor (CIA), Certified Information Systems Auditor (CISA) or related professional certification(s) or designation(s) are strongly preferred