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Citizens · 3 weeks ago

Consumer Lending VP Counsel

200 Station Drive, Westwood, MA, 02090, US

Full-time

Onsite

Mid Level

$140K/yr - $160K/yr

3+ years exp

Citizens is a top‑fifteen U.S. consumer bank seeking a driven attorney to join their Legal team. The role involves providing legal advice and support for consumer deposits, retail, payments, and digital functions, while developing into a key legal expert in designated areas.

BankingCredit CardsFinancial ServicesFinTechRetail

Responsibilities

Serve as a trusted legal advisor to consumer deposit, retail, payments, digital operations, customer service, and complaint resolution teams

Partner closely with senior attorneys, leadership, and cross-functional teams on new initiatives, escalated customer matters, and problem-solving

Research, analyze, and deliver clear legal advice on compliance and regulatory considerations for existing and emerging financial products

Support strategic planning, internal audits, regulatory examinations, contract interpretation/negotiation, and dispute resolution

Stay current on relevant laws, regulatory trends, and developments impacting areas of responsibility

Qualification

Legal researchAnalysisConsumer financial regulationsRegulatory complianceContract negotiationStrategic mindsetJudgment under pressureClear communicationTeam collaboration

Required

Strong legal research and analysis skills across consumer financial regulations

Ability to communicate clearly, challenge the status quo appropriately, and provide business-friendly guidance

Strong judgment with the ability to navigate ambiguity and see matters through to completion

Strategic mindset with the ability to look beyond immediate issues

Comfortable operating in a fast-paced, evolving environment; calm under pressure

Highly collaborative, positive, and team-oriented

Juris Doctor (JD) or equivalent required

Admission to at least one U.S. state bar

Strong academic credentials

Preferred

3+ years of experience in a law firm or in-house legal environment

Familiarity with: Reg DD, Reg CC, ECOA, FCRA, GLBA, E‑Sign, UDAAP

Regulation E, NACHA rules, ACH

Bank branch operations and payments processes

Benefits

Comprehensive medical, dental and vision coverage

Retirement benefits

Maternity/paternity leave

Flexible work arrangements

Education reimbursement

Wellness programs

Paid time off policy exceeds the mandatory, paid sick or paid time-away policy of every local and state jurisdiction in the United States

Company

Citizens

Glassdoor3.6

At Citizens, we recognize that the journey to accomplishment is no longer linear and that individuals are made of all they have done and all they are going to do.

Founded in 1828

Providence, Rhode Island, USA

10001+ employees