Ultimate Staffing · 1 month ago
Home Loan Specialist
United States
Full-time
Remote
Entry Level
$22/hr - $22/hr
1+ years expUltimate Staffing is seeking a Home Loan Specialist to support various Channels in an entry level role. The specialist will facilitate efficient processes, review loan files for compliance, validate loan structures, and collaborate with internal teams to ensure accurate documentation and adherence to standards.
EmploymentHuman ResourcesManufacturingStaffing Agency
Hiring Manager
Neetu Sethi
Responsibilities
Review incoming loan files for completeness, accuracy, and compliance with company policies, investor guidelines, and regulatory requirements
Validate loan structure, including loan program eligibility, product selection, occupancy, property type, and transaction purpose
Analyze borrower documentation such as income, assets, credit reports, and liabilities to ensure accuracy and consistency
Identify missing, incorrect, or conflicting information and request appropriate documentation or corrections
Set up loan files accurately in the loan origination system (LOS) prior to underwriting submission
Ensure disclosures, fees, and credits align with loan structure and compliance standards
Review appraisals, AVMs, and property documentation for accuracy and guideline alignment when applicable
Collaborate with Loan Officers, Brokers, Account Executives, and internal teams to resolve issues and prevent delays
Document clear, concise notes within the loan file to support underwriting review
Adhere to service-level agreements (SLAs), productivity goals, and quality standards
Strong understanding of mortgage loan products (Conventional, FHA, VA, USDA, Non-QM as applicable)
Working knowledge of underwriting guidelines and pre-underwriting review standards
High attention to detail and strong analytical skills
Ability to identify risk, discrepancies, and guideline conflicts early in the process
Effective written and verbal communication skills
Strong time management skills with the ability to meet production goals in a fast-paced environment
Proficiency with loan origination systems (e.g., Encompass) and mortgage documentation
Qualification
Required
Review incoming loan files for completeness, accuracy, and compliance with company policies, investor guidelines, and regulatory requirements
Validate loan structure, including loan program eligibility, product selection, occupancy, property type, and transaction purpose
Analyze borrower documentation such as income, assets, credit reports, and liabilities to ensure accuracy and consistency
Identify missing, incorrect, or conflicting information and request appropriate documentation or corrections
Set up loan files accurately in the loan origination system (LOS) prior to underwriting submission
Ensure disclosures, fees, and credits align with loan structure and compliance standards
Review appraisals, AVMs, and property documentation for accuracy and guideline alignment when applicable
Collaborate with Loan Officers, Brokers, Account Executives, and internal teams to resolve issues and prevent delays
Document clear, concise notes within the loan file to support underwriting review
Adhere to service-level agreements (SLAs), productivity goals, and quality standards
Strong understanding of mortgage loan products (Conventional, FHA, VA, USDA, Non-QM as applicable)
Working knowledge of underwriting guidelines and pre-underwriting review standards
High attention to detail and strong analytical skills
Ability to identify risk, discrepancies, and guideline conflicts early in the process
Effective written and verbal communication skills
Strong time management skills with the ability to meet production goals in a fast-paced environment
Proficiency with loan origination systems (e.g., Encompass) and mortgage documentation
High school diploma or equivalent required
Preferred
College coursework in finance, business, or related field preferred
1-3 years of experience in mortgage processing, underwriting support, loan setup, or a related role
Prior experience reviewing income, assets, and credit documentation preferred
Company
Ultimate Staffing
Ultimate Staffing specializes in clerical, administrative, customer service, and manufacturing and production positions.
501-1000 employees
Funding
Current Stage
Late StageLeadership Team
Lisa Marez
Partnership Director
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