Adams Community Bank · 1 month ago
Commercial and Consumer Loan Coordinator
Adams, MA
Full-time
Onsite
New Grad, Entry LevelAdams Community Bank is an employee and customer focused savings bank seeking a Commercial and Consumer Loan Coordinator. This role involves providing superior loan processing and servicing support to the Commercial Lending Department and coordinating the effective operations of the Consumer Loan functions while upholding the bank’s policies and customer service standards.
Financial ServicesVenture Capital
Responsibilities
Actively participate in and foster the ACB Culture of excellence while supporting the Bank’s strategic initiatives
Provide superior loan processing and servicing support to the Commercial Lending Department and coordinate the effective operations of the Consumer Loan functions
Uphold ACB’s well established policy and operating procedures to maintain the ACB’s loan portfolio and service to all loan customers
Consistently and effectively manage behavior within ACB’s established customer service standards and core values while adhering to all established Bank Policy and procedures
Efficiency in HMDA reporting of commercial loans
Accurate and timely processing of lending documentation for commercial loans and consumer loans
Underwrite consumer loans and small business loans up to $75,000
Enter loan data into the various systems for commercial loans
Ensure all internal and external customers’ needs are met
Commit to and live by a no excuses environment whereby all employees are held 100% accountable for behaviors, actions, performance & attitudes
Adhere to all ACB policies and procedures
Prepares custom reports using Excel, Access and Crystal Reports
Manages and submission of compliance reports including HMDA, 1071 small business loan, dwelling secured loans, and other specific loan required reporting for the commercial loan department
Performs reviews of commercial real estate appraisals
Prepare and review commercial loan closing packages before loan closings
Act as liaison with borrower’s counsel for commercial loan closing, funding, and preparation for loan closings
Perform consumer loan processing functions including, but not limited to, data entry, filing, document preparation, funding, and quality assurance
Coordinate all consumer loan request packages from all branch locations and ACB website
Underwrite and approve consumer loans and small business loans within lending authority granted
Ensure vehicle titles, UCC’s and other collateral are properly filed
Prepares and submits Loan Officer Committee packages for weekly meetings
Provides support for audit preparation
Performs loan processor duties as needed
Complies with all Bank policies and procedures
Complies with Federal and State regulations
Adhere to telephone and communication standards when interacting with customers/employees
Perform additional duties as requested
Qualification
Required
Minimum of high school diploma
Knowledge of banking regulations, laws and the Bank's policies and procedures
Knowledge of commercial lending operations
Consumer loan underwriting experience
Knowledge of computer software, hardware, word processing and spreadsheets
Must possess the ability to read, write and speak fluently in the English language
Organization and customer service skills with both internal and external customers
Mathematical skills
Excellent organizational and follow-up skills
Ability to work in a fast-paced environment
Ability to work well under pressure
Ability to handle conflict resolutions in a professional manner
Ability to handle highly confidential information
Ability to process transactions with a high degree of accuracy
Ability to interact with public
Preferred
associate's degree in finance
Company
Adams Community Bank
Adams Community Bank is a bank that specializes in personal banking, retail lending, and business banking.
Founded in 1869
51-200 employees
Funding
Current Stage
Growth StageLeadership Team
Andre Charbonneau
Treasurer & CFO
Tess Sorrentino
SVP CFO
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