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Park Community Credit Union · 2 weeks ago

Small Business Relationship Officer- Louisville Area

Louisville, KY

Full-time

Onsite

Entry, Mid Level

1+ years exp

Park Community Credit Union is dedicated to making a meaningful difference in every member's financial life. The Small Business Relationship Officer is responsible for delivering high-quality service, identifying member needs, and guiding small business members throughout the lending process.

BankingCreditFinancial Services

Work & Life Balance

Responsibilities

Work directly with members to gather application information and assess whether the member, collateral, and loan conditions meet credit union requirements. Use an understanding of available loan options to determine the most appropriate business lending method. Support deposit growth in alignment with the credit union’s budget. Prepare loan requests for underwriting review and communicate credit decisions to applicants in accordance with policies and regulations. Coordinate and track required third-party tasks, and partner with the processor to assemble, organize, and maintain all file documentation. Assist with loan closings as needed or directed

Actively work to grow credit union small business lending presence including building relationships within the market, professional groups, select employee groups and credit union staff. Participate in credit union business development or education events providing member business lending expertise

Support manager with maturing loans, keeping up to date with market conditions, planning, and SWOT. Ensure communication with branch staff for coordination of meeting space for appointments; attend department meetings or training as scheduled. Provide reports as requested

Maintain up to date knowledge of regulations, rules, policies and procedures governing all classes of loans with focus on Member Business Lending. Advise manager of any changes that may affect credit union processes to limit risk or loss

Maintain knowledge of credit union products and services and look for cross sell opportunities which will benefit the member’s financial needs. Cross-sell services such as business checking products and refer business or property owners to the branches for consumer deposit and loan products. Provide service as required by the member’s availability including needs that may require appointments or follow-up outside of traditional business hours

Perform other duties as assigned

Qualification

Credit analysisBusiness developmentRegulatory complianceLoan systems proficiencyCommunication skillsTime managementRelationship-buildingOrganizational skills

Required

One year to three years of similar or related lending experience

A two-year college degree, or completion of a specialized certification or licensing, or completion of specialized training courses conducted by vendors, or job-specific skills acquired through an apprenticeship program

Strong credit analysis skills, including reviewing financials, assessing risk, and understanding loan structures

Business development and relationship-building abilities to grow small business lending and drive new opportunities

Solid understanding of regulatory and compliance requirements related to member business lending and BSA/AML

Excellent communication, organization, and time management skills to guide members, manage multiple files, and meet deadlines

Proficiency with loan systems and operational processes, including assembling underwriting files and coordinating closings

Company

Park Community Credit Union

Park Community is Kentucky’s largest Community Development Financial Institution (CDFI) Credit Union, a mission driven organization owned by our members that exists to empower communities, fuel dreams, and cultivate belonging.

Founded in 1965

Louisville, Kentucky, USA

201-500 employees