Toyota Financial Services Corporation · 1 month ago
Credit Risk Review Data Specialist
Plano, Texas
Full-time
Onsite
Entry, Mid Level
2+ years expToyota Financial Services Corporation is a leading finance and insurance brand for Toyota and Lexus in North America. They are seeking a Credit Risk Review Data Specialist to provide independent assessments of the asset quality of TFSB’s loan portfolios and support data analysis for credit review engagements.
Financial Services
No H1B
Responsibilities
The CRR Data Specialist role will work closely with and support the CRR Specialist(s) and the CRR Executive to ensure that TFSB maintains its overall safety and soundness as a federally insured depository bank
Supports the vision, strategy, and execution for TFSB’s annual Credit Risk Review plan, within the fiscal year, to oversee TFSB’s credit risk taking activities
Use sampling techniques to determine which credits are selected during the specific credit review engagements (both full-scope and targeted reviews)
The CRR Data Specialist role will work closely with and support the CRR Specialist(s) and the CRR Executive to complete an annual risk assessment of TFSB’s loan portfolios (e.g., Mortgage, Automotive) as well as operations (e.g., underwriting, collections) to determine the annual Credit Risk Review plan and execute the plan
The CRR Data Specialist role will work closely with and support the CRR Specialist(s) and the CRR Executive to provide TFSB’s Senior Management and the Risk Committee of the Board with an independent and timely assessment of the following:
Analyze internal and external data, understand trends and draw inferences
Benchmark internal data trends and KPIs with external benchmarks and regulatory guidance
Responsible for independent data access and data extraction from business and corporate data sources, perform data analysis, trend analysis, etc. to support on-going monitoring of all TFSB portfolios
Support data analysis during and as follow up to credit review (loan review) engagements, including targeted reviews and testing to ensure control effectiveness
Identify relevant trends that affect the loan underwriting and contract booking as well as the collectability of the portfolios and highlight segments of the portfolio that are potential problem areas
Assist in determining the adequacy TFSB’s internal credit risk polices, guidelines, procedures and standards
Identify loans with actual/potential weaknesses so that risk mitigation actions can be taken to strengthen TFSB’s credit quality and minimize credit losses
Using data analysis, assist in determining the sufficiency of TFSB’s “watchlist”
Provide timely and pertinent reporting on asset quality as well as the overall quality of TFSB’s loan portfolios (e.g., Mortgage, Automotive)
Assist in evaluating the reasonableness of the ALLL
Qualification
Required
Bachelor's degree in Finance, Econometrics, or Quantitative field (STEM)
2+ years of experience in credit risk management, credit risk review and/or internal audit in a financial services or banking institution with a demonstrated record of success
Experience with data manipulation using Excel, summarization and cleaning of data, pivot tables, graphs, etc
Data extraction tools, e.g., SQL, Snowflake
Data analysis tools, e.g., SAS, Python
Data visualization tools, e.g., Tableau, QliKView, MicroStrategy
Preferred
Commercial automotive experience at a captive finance company
Prior banking experience related to commercial lending
Benefits
A work environment built on teamwork, flexibility and respect
Professional growth and development programs to help advance your career, as well as tuition reimbursement
Team Member Vehicle Purchase Discount
Toyota Team Member Lease Vehicle Program (if applicable)
Comprehensive health care and wellness plans for your entire family
Toyota 401(k) Savings Plan featuring a company match, as well as an annual retirement contribution from Toyota regardless of whether you contribute
Paid holidays and paid time off
Referral services related to prenatal services, adoption, childcare, schools and more
Tax Advantaged Accounts (Health Savings Account, Health Care FSA, Dependent Care FSA)
Relocation assistance (if applicable)
Company
Toyota Financial Services Corporation
Toyota Financial Services Corporation is made up of affiliates in more than 35 countries/locations.
51-200 employees
Funding
Current Stage
Growth StageLeadership Team
Brajesh Kumar
Chief Technology Officer
Kris Pritchard
Vice President & Chief Risk Officer
Company data provided by crunchbase