Mortgage Loan Originator (External) - uncapped commission structure jobs in United States
cer-icon
Apply on Employer Site
company-logo

Abound Credit Union · 3 weeks ago

Mortgage Loan Originator (External) - uncapped commission structure

Abound Credit Union is an established, well-recognized industry leader located in central Kentucky. They are seeking a seasoned mortgage professional to leverage their network and the company's resources to generate mortgage loan applicants and manage the loan origination process.

CommunitiesFinancial ServicesNon Profit

Responsibilities

Generate prospective mortgage loan applicants
Provide expertise and guidance to members and potential members on mortgage loan products and opportunities. Provides product expertise and support as needed to branch team partners
Learn and maintain knowledge of available mortgage loan products
Collect appropriate documentation from borrowers to successfully complete the mortgage loan approval process
Manage pipeline for mortgage loan origination through approval and closing
Maintain high level of customer service and provide updates to the customer during the mortgage loan process
Effectively work a referral network to grow a portfolio of customers

Qualification

Mortgage lending lawsCredit risk analysisLoan origination softwareBachelor’s DegreeCustomer serviceCommunication skillsSelf-motivation

Required

Applicants for this position must successfully complete and pass the eligibility requirements for registration under the Secure and Fair Enforcement for Mortgage Licensing Act (S.A.F.E Act), which requires Federal Registration under the Nationwide Mortgage Licensing System and Registry
Bachelor's Degree in Business, related field or equivalent work experience
Extensive and detailed knowledge of real estate mortgage lending laws, regulations, policies and procedures applicable to both primary and secondary markets
Ability to analyze applicant's credit risk (the 4 C's of underwriting, capacity, capital, collateral and credit) and perform income analysis for self-employed borrowers
Strong working knowledge of all loan origination, and maintenance software
Ability to understand and use secondary market automated underwriting system in conjunction with credit union software
Friendly, outgoing manner, ability to deal with members with tact and courtesy and maintain professional demeanor in all situations
Ability to operate a personal computer with a high level of proficiency in such software applications as word processing, spreadsheets, internet and email
Ability to operate a fax, calculator and copier
Self-motivation, enthusiasm, and initiative with a willingness to support others within the Credit Union
Ability to write and speak effectively
Ability to effectively communicate credit union products and services in order to cross-sell and train staff

Benefits

PENSION
Health, dental, vision and other insurance coverage
Paid Personal Time Off
Paid holidays
Life Insurance
Short and Long-Term Disability
401(k) with matching funds
Tuition Reimbursement
HSA, FSA, and Dependent Care Spending Accounts

Company

Abound Credit Union

twittertwittertwitter
company-logo
Abound Credit Union is a not-for-profit financial cooperative that has been serving communities in Kentucky since 1950.

Funding

Current Stage
Growth Stage

Leadership Team

R
Ray Springsteen
President / CEO
linkedin
Company data provided by crunchbase