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Horizon Bank · 3 weeks ago

Sr. Fraud Analyst

Michigan City, IN

Full-time

Onsite

Senior Level

5+ years exp

Horizon Bank is a financial institution seeking a Sr. Fraud Analyst to investigate forgery and theft within customer accounts and transactions. The role involves monitoring bank transactions, identifying suspicious activities, and ensuring compliance with banking regulations.

BankingFinancial Services

Responsibilities

Responsible for researching criminal fraud methods and tools, tracking financial data, creating reports, identifying and investigating possible fraudulent activities, and developing techniques and tools useful in the prevention of fraud

Responsible for adhering to all Bank policies and procedures including to BSA, OFAC, CIP, and related acts, and participation in ongoing related training

Represent the Bank to both internal and external contacts in a courteous, professional manner in face-to-face, written and telephone communications

Actively protect confidentiality of customer and account information

Demonstrate Horizon Bank’s commitment to the communities we serve through involvement in local organizations and events

Act as the main point person for managing the Fraud Watch Plus platform, with a strategy to block transactions where identified fraud has been determined

Conduct ongoing monitoring of existing fraud alerts through Fraud Watch Plus and the AML system Verafin. Recommend enhancements to improve fraud detection and reduce false positives

Support development and implementation of the new alerts

Manage the day to day consumer disputes for unauthorized debit transactions. Process all charge back transactions timely

Engage with key partners in the Operations Center and Information Security department to develop requirements for new data needs

Ensure the quality, accuracy and completeness of data available and alerting process

Perform customer and transaction analytics to identify potential fraud trends

Participate in on-going training to stay abreast of new fraud trends and risk, s and procedures

Other duties as assigned

Qualification

Fraud detectionBank compliance regulationsData analyticsMicrosoft Office SuiteRisk assessmentAnalytical thinkingStress managementProblem solvingDecision makingWritten communication

Required

Five years general banking or regulatory agency experience, with an emphasis in compliance and/or operations

High School diploma or GED is required

Basic knowledge of Bank administration, lending and operations products and services, related state and federal laws and regulations and other Bank operational policies and procedures

Ability to proactively identify and assess potential concerns and risk

Comprehensive understanding of general banking compliance regulations and laws

Proficiency in Microsoft Office Suite (Word, Excel, and PowerPoint)

Ability to demonstrate strong interpersonal skills and communicative skills as well as effective written and verbal communication

Must be highly organized, self-starter and adaptable to change

Must possess exceptional organization, time management and follow-up skills