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Coinflow · 2 weeks ago

Investigator, BSA/AML Financial Crimes Compliance

Chicago, IL

Full-time

Onsite

Entry, Mid Level

2+ years exp

Coinflow is a fast-growing fintech startup in Chicago revolutionizing digital payments. They are seeking an experienced AML and Fraud investigator to build and scale their financial crimes prevention program, focusing on executing investigations and establishing frameworks to protect their platform.

CryptocurrencyFinancePaymentsWeb3

Responsibilities

Perform investigations on assigned BSA/AML and Fraud alerts generated by monitoring systems within the case management system

Conduct initial triage and investigation of ad-hoc fraud referrals escalated by business partners, documenting findings and supporting mitigation efforts

Assist with monitoring transaction monitoring rule performance and tuning existing controls to proactively detect and mitigate emerging threats

Accurately document all analysis, evidence, and determinations in the case management system, ensuring regulatory compliance and audit readiness

Assist the broader team by utilizing and providing feedback on policies, procedures, and job aides to ensure consistent and high-quality investigative work

Stay current on BSA/AML, FinCEN, OFAC, and state money transmitter requirements

Partner with Risk, Product, Engineering, and Operations to help build scalable compliance solutions

Qualification

BSA/AML regulationsFraud investigationAnalytical skillsCAMS certificationSQLTransaction monitoring systemsCryptocurrency expertiseExperience in fintechCommunication

Required

2+ years in AML and Fraud teams in fintech, payments, banking, or financial services

Knowledge of BSA/AML regulations, FinCEN guidance, OFAC sanctions, money laundering and fraud typologies

Proven track record meeting SLAs, and performance expectations

Strong analytical skills with ability to work with data and make evidence-based decisions

Understanding of payment processing, merchant acquiring, and transaction risk

Excellent communication skills and comfort operating in ambiguous, fast-paced environments

Preferred

CAMS, CFCS, or ICA certification

Cryptocurrency and blockchain analytics expertise (Chainalysis, Elliptic, TRM Labs)

Experience working transaction monitoring systems and case management platforms

Experience with SQL and business intelligence tools (e.g., Tableau, Looker)

Background in high-growth payment companies or fintech startups

Bachelor's degree

Benefits

Strong salary

Equity

Comprehensive benefits

Professional development support

Company

Coinflow

Coinflow (fka Coinflow Labs) is the next-generation payment service provider revolutionizing global financial infrastructure with stablecoins, AI-driven fraud prevention, and instant settlement.

Founded in 2022

Chicago, Illinois, USA

11-50 employees