Apply on Employer Site

Oceanview Life and Annuity · 3 weeks ago

Non-Agency Underwriter

Denver, CO

Full-time

Hybrid

Mid, Senior Level

$90K/yr - $100K/yr

6+ years exp

Oceanview Life and Annuity is an investment management firm focused on mortgage and consumer credit. The Non-Agency Underwriter will manage a pipeline, work with sellers to resolve conditions, and ensure compliance with underwriting policies while collaborating with capital markets and credit policy teams.

InsuranceLife InsuranceRetirementRisk Management

Responsibilities

Provide eligibility support to a network of correspondent sellers

Approve exceptions as authorized

Foster strong relationships with sellers’ underwriting and post-closing teams

Work with sellers to clear due diligence conditions

Ensure loan documents are accurate, complete, and sufficient to clear all conditions for final loan approval

Review and evaluate loan files for risk issues and potential for fraud/misrepresentation

Analyze appraisals for valuation accuracy

Any other assigned duties from management as necessary

Qualification

Mortgage Banking knowledgeUnderwriting experienceLoan evaluationNegotiation skillsMicrosoft Office proficiencyEffective communicationTeam collaboration

Required

Extensive experience reviewing DSCR, jumbo, and bank statement loans

Minimum 6 years' experience in an underwriting or underwriting auditor role

Extensive knowledge of Mortgage Banking practices, procedures, and laws

Strong understanding of the operational responsibilities involved in the purchase and sale/securitization of whole loan assets as it pertains to credit quality

Comfortable negotiating complex issues and problem solving

Working knowledge of Word, Excel, Power Point

Effective verbal and written communications, including active listening and presenting findings and recommendations

Ability to establish and maintain working relationships with co-workers, staff, and external contacts

Work effectively in a professional team environment

Company

Oceanview Life and Annuity

At Oceanview Life and Annuity Company, we believe your journey toward a financially secure retirement should be straightforward and supported by a trusted partner.

Founded in 1965

Phoenix, Arizona, USA

11-50 employees