TD · 1 day ago
Retail Credit Analyst (US)
Southfield, MI
Contract
Onsite
Entry Level
$24/hr - $33.50/hr
2+ years expTD is one of the world's leading global financial institutions, and they are seeking a Retail Credit Analyst to analyze consumer retail applications. The Analyst will ensure compliance with company policies while providing excellent customer service and communicating credit decisions to clients.
BankingFinanceFinancial ServicesWealth Management
Responsibilities
Performs in-depth analysis, investigation and decisioning on retail and lease credit applications based on the company risk policy and 4 Cs of credit and then educate and communicate decisions to appropriate dealers and business clients
Performs detailed verification and documentation for all applications that meet the approval criteria
Provides superior customer service while building professional rapport with clients to sustain acceptable cashing ratios and a balanced portfolio mix
Ensures compliance to all corporate standards, processes and procedures outlined in the Credit Policy Manual and set forth by management
Executes client level strategies as outlined by management
Assists clients and the funding department in any contract problems and funding issues that may occur
Engages in appropriate credit training, personnel development and coaching exercises as designated by management
Qualification
Required
Bachelors degree or 2 yrs automotive finance experience required
Preferred
Proven ability to review and interpret credit reports preferred
Thorough understanding of Federal and State legislation affecting the finance and insurance business preferred
Complete knowledge of Credit Policy and applicable processes and procedures relating to risk and consumer credit operations preferred
Benefits
Health and well-being benefits
Savings and retirement programs
Paid time off (including Vacation PTO, Flex PTO, and Holiday PTO)
Banking benefits and discounts
Career development
Reward and recognition
Company
The Toronto-Dominion Bank & its subsidiaries are collectively known as TD Bank Group (TD).
10001+ employees
H1B Sponsorship
TD has a track record of offering H1B sponsorships. Please note that this does not
guarantee sponsorship for this specific role. Below presents additional info for your
reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2022 (1)
2020 (6)
Funding
Current Stage
Late StageTotal Funding
$65MKey Investors
U.S. Department of the Treasury
2023-10-03Grant· $65M
Leadership Team
Brian Jacobson
Chief of Staff to the CEO, TD Bank, America's Most Convenient Bank
F
Foster Glenn
Senior Vice President Technology and Data Risk Management
Recent News
2026-01-03
Maryland Daily Record
2026-01-03
2025-12-29
Company data provided by crunchbase