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Sage Home Loans Corporation · 5 days ago

Mortgage Closer | Sage Home Loans

Charlotte, NC

Contract

Hybrid

New Grad, Entry Level

$31.25/hr - $31.25/hr

Sage Home Loans Corporation is a digital mortgage lender solution redefining the mortgage origination experience. As a Mortgage Loan Closer, you will be responsible for delivering seamless, accurate, and timely loan closings while collaborating with various stakeholders to ensure a clear and efficient closing process.

Financial ServicesReal Estate

Responsibilities

Serve as a key point of contact for all parties throughout the closing process, including Loan Officers, Realtors, Borrowers, Attorneys, and Title Companies

Manage loan closings to meet contract deadlines and rate lock expiration dates

Close Conventional, FHA, and VA residential mortgages

Ensure loan files and documentation comply with company, investor, and regulatory standards

Verify that documents are drawn within posted turn times and consistently meet deadlines

Process a minimum of 3 files per day during standard business operations, with flexibility for changing volume as directed by management

Reconcile and approve Closing Disclosures, ensuring accuracy and compliance

Review Closing Disclosures with borrowers and schedule closings

Prepare and deliver complete, compliant closing packages

Maintain organized and accurate digital filing of all documentation using system checklists and job aides

Collaborate with processing, underwriting, and post-closing departments to resolve issues and ensure completeness of closing packages

Develop an in-depth understanding of the entire loan lifecycle to anticipate and manage dependencies within the closing process

Perform other duties as assigned

Maintain customer satisfaction scores of 4.75 or higher

Qualification

TRID complianceConventionalFHAVA loansEncompass softwareAttention to detailCommunication skillsTime managementCustomer satisfactionProactive work ethic

Required

Solid understanding of TRID guidelines and compliance requirements

Exceptional attention to detail and commitment to accuracy

Strong written and verbal communication skills

Ability to manage multiple priorities independently while meeting deadlines

Proactive and dependable work ethic with a strong sense of urgency

Preferred

Experience with Conventional, FHA, and VA loan programs

Working knowledge of Encompass loan origination software

Benefits

Health Insurance Coverage (medical, dental, and vision)

Life Insurance

Short and Long-Term Disability Insurance

Flexible Spending Accounts

Paid Time Off

Holiday Pay

401(k) with match

Employee Assistance Program

Paid Parental Bonding Benefit Program

Flexible Paid Time Off (PTO): We believe time to rest and recharge is essential. That’s why we offer a generous and flexible PTO policy. Full-time employees accrue 20 days of PTO for a full calendar year annually, with an increase to 25 days after five years of service.