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UniBank for Savings · 2 weeks ago

2026 Commercial Banking Rotation Program

Whitinsville, MA

Full-time

Onsite

New Grad, Entry Level

$55K/yr - $65K/yr

UniBank for Savings is offering a unique opportunity to join their 2026 Commercial Banking Rotation Program, designed to launch a rewarding career in commercial banking. The program includes hands-on experience in credit analysis, risk management, and relationship management, with ongoing mentorship from seasoned leaders.

BankingFinancial Services

Responsibilities

Prepare loan approval packages, in partnership with Commercial Banking and Sr. Credit team members for credit decisioning

Provide complete analysis of loan approval packages for new credit requests, as well as annual reviews of existing relationships, utilizing the various underwriting methods as established by Credit Administration

Analyze financial information to identify key strengths, credit risks, and mitigating factors associated with credit requests

Determine appropriate loan structures and banking solutions to meet customer needs

Monitor credit exposure for portfolio relationships

Working with assigned group to analyze/structure debt facilities, conduct relationship reviews, create marketing plans, identify ancillary product opportunities, and conduct industry research

Observing and participating in prospect and customer calls

Observing and participating in sales, workload, and loan committee, meetings

Learning risk mitigation processes and understand various aspects of risk and compliance

Gaining an understanding of loan documentation and the loan closing process

Developing an understanding of the full breadth of UniBank's products and services offerings

Qualification

Commercial Credit AnalysisCommercial Risk ManagementRelationship ManagementFinancial AnalysisCredit AnalysisLoan DocumentationMicrosoft OfficeCommunicationTime ManagementOrganizational SkillsProblem-SolvingAttention to Detail

Required

Bachelor's degree in Business related field required

Strong preference for Finance or Accounting major or concentration

Excellent verbal, written and interpersonal communication skills

Excellent PC skills, including word processing and spreadsheets via Microsoft Office products as well as custom applications and systems

Excellent analytical, time management, organizational and problem-solving skills with the ability to multi-task and work in a deadline-driven environment

Must be self-motivated with strong initiative, accountability, and attention to detail

Preferred

Professional experience in financial, credit, or statistical analysis, and/or statement spreading and assessing companies through internships, part-time or full-time work, and/or extracurricular activities