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First Dakota National Bank · 3 weeks ago

Closing Specialist

Yankton, SD

Full-time

Onsite

New Grad, Entry Level

0+ years exp

First Dakota National Bank is seeking a full-time Closing Specialist to join their Yankton team. The role involves preparing loans for closing, ensuring compliance with guidelines, and collaborating with various stakeholders throughout the loan process.

Financial ServicesInsurance

Responsibilities

Review and understand closing requirements for each loan as provided by secondary market or loan committee

Enter loan information in Database and keep updated to ensure current status of loan closing

Order and review title commitments, flood determinations, UCC Searches

Resolve issues that may arise during review of above items

Work closely with secondary markets during loan review/closing process to ensure closing requirements are met

Work with 3rd party vendors including Title Companies, Attorneys, Closing Agents and other Lenders

Originate loan documents following program requirements

Disperse loan proceeds, run tickets, complete wire requests and verifications

Enter loan information into tracking systems

Prepare and scan loan documents

Order and review final title policy

Complete loan closing package for secondary markets and FSA

Provide backup to other closer(s)

Other duties as assigned

Qualification

Loan processingDatabase managementAgriculture knowledgeCustomer serviceAttention to detailOrganizational skillsCommunicationProblem solvingTeamwork

Required

High school diploma or general education degree (GED)

1-3 months related experience and/or training

Ability to process a variety of tasks accurately and efficiently

Capability to maintain strict confidentiality

Attention to detail and comply with all Bank policies and procedures

Communicate effectively with various types of clientele, co-workers and departments to resolve an assortment of needs

Strong organizational skills and the ability to work well in a team environment

Punctuality is a must

Adaptability - Adapts to changes in the work environment

Attendance/Punctuality - Is consistently at work and on time; Arrives at meetings and appointments on time

Career Apparel - Adheres to the Career Apparel policy; Demonstrates professional appearance during Bank hours or at after-hours Bank functions

Customer Service - Responds promptly to customer needs including requests for service and assistance; Provide courteous, personal attention to promote ongoing relationship servicing with customers

Dependability - Follows instructions, responds to management direction; Takes responsibility for own actions; Keeps commitments; Completes tasks on time or notifies appropriate person with an alternate plan

Design - Demonstrates attention to detail

Initiative - Looks for and takes advantage of opportunities; Asks for and offers help when needed

Innovation - Shares suggestions for improving work

Interpersonal - Maintains confidentiality; Remains open to others' ideas and tries new things

Judgment - Exhibits sound and accurate judgment

Motivation - Measures self against standard of excellence

Communication - Listens and gets clarification; Responds well to questions; Participates in meetings; Writes clearly and informatively; Able to read and interpret written information

Organizational Support - Follows policies and procedures; Completes administrative tasks correctly and on time; Supports and upholds organizational goals and values

Planning/Organizing - Uses time efficiently; Completes work in a timely manner

Problem Solving - Identifies and resolves problems in a timely manner

Professionalism - Approaches others in a tactful manner; Reacts well under pressure; Treats others with respect and consideration; Accepts responsibility for own actions; Inspires the trust of others; Works with integrity and ethically

Quality - Demonstrates accuracy and thoroughness; Looks for ways to improve and promote quality; Applies feedback to improve performance; Monitors own work to ensure quality

Safety/Security - Observes safety and security procedures; Reports potentially unsafe conditions; Uses equipment and materials properly

Team Work - Gives and welcomes feedback; Contributes to building a positive team spirit

Technical Skills – Understands basic computer software programs; Strives to continuously build knowledge and skills; Shares expertise with others