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Central Pacific Bank · 2 weeks ago

Mortgage Loan Manager (Commission Based)

Honolulu, HI

Full-time

Onsite

Senior Level

6+ years exp

Central Pacific Bank is seeking a Mortgage Loan Manager who will be responsible for managing relationships and generating new mortgage loans. The role includes overseeing a team of HomeLoan Consultants and ensuring compliance with regulatory standards while providing support and training to team members.

BankingFinancial Services

Responsibilities

Individually originate and close a minimum of $1,000,000 per month in residential mortgage loans

Interview applicants to determine their ability to qualify for a mortgage loan

Analyze the applicant’s financial situation in order to qualify them for the correct loan amount and mortgage program that fits their individual needs

Represent Home Loans Division in managing relationships with clients of Home Loans Division including its borrowers who apply for mortgage loans and Realtors, developers and other referral partners who are in a position to refer current or future borrowers to Home Loans Division for mortgage financing opportunities

Provide timely support to all team members in the form of loan training, loan analysis, business development, and loan troubleshooting to ensure regulatory compliance as well as compliance with policies and procedures

Assist in the recruiting and managing of new team members as positions open or as their team merits expansion

Input customer information into the loan origination system and all other systems (i.e. automated underwriting, contact management, etc.) as deemed necessary

Make recommendations regarding credit decisions on residential mortgages to the underwriting representatives of Home Loans Division or of various wholesale funding sources

Knowledge of and compliance with the state and federal laws, rules, and regulations, and the bank's policies and procedures, affecting the employee's job duties and responsibilities that pertains to the Home Loans Division

Qualification

Mortgage Loan OriginationSales ManagementRelationship ManagementLoan AnalysisNMLS RegistrationSolution OrientedThoroughnessActive ListeningOral CommunicationWritten Communication

Required

High School Diploma or GED equivalency required

6+ years of direct sales experience within the mortgage industry required

5+ years of Supervisory or 3+ years management experience required

Registration with the Nationwide Mortgage Licensing System & Registry (NMLS) is required prior to performing any duties of a Mortgage Loan Originator (MLO) required upon hire

Must be able to perform light physical work and to move or lift items including but not limited to boxes, files and papers up to 20 pounds unless otherwise as indicated

Must be able to operate and proficiently use standard office equipment, including phone, copier, personal computer and/or other work related mechanical or electronic devices and applications

Must be able to clearly communicate verbally and in writing with all internal and external customers

Must also be able to hear sufficiently to engage in daily discussions and interactions

Must be able to read and understand bank-related documents

Must be able to work in a conventional office setting, involving sitting at a desk or workstation for long periods of time

Must also be able to adapt to different work environments as needed to perform the job