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Navient · 3 weeks ago

Data Science & Pricing Manager

United States

Full-time

Remote

Senior Level

5+ years exp

Navient Solutions LLC helps students and families confidently manage the cost of higher education. The Data Science & Pricing Manager will focus on loan pricing, leading analytical initiatives that influence pricing strategies to drive growth and profitability while collaborating with various teams to deliver actionable insights.

EducationFamilyFinance

No H1B

Responsibilities

Build and maintain reporting and dashboards that track pricing performance and its impact to Net Interest Income, loan profitability, and volume

Partner with Finance, Product, and Risk to ensure alignment between pricing, credit quality, funding costs, and volume targets

Support weekly and monthly pricing reviews by providing analysis of trends, channel performance, and competitive positioning

Build and automate recurring pricing analytics in SQL and Python to ensure accuracy, scalability, and consistency

Design and execute experiments and analyses to optimize pricing structure across customer segments, product structures, loan terms, and credit tiers

Develop predictive models that describe and quantify the impact of pricing adjustments and promotional pricing strategies on applicant conversion, portfolio yield, and credit quality across product segments

Develop predictive models or frameworks that recommend optimal pricing and elasticity assumptions across key segments

Collaborate with Product and Marketing to ensure pricing supports business goals for growth and customer lifetime economic value

Continuously benchmark pricing strategy against market trends and competitor movements to identify improvement opportunities

Analyze customer behavior, credit performance, and lifecycle data to uncover pricing and product optimization opportunities

Identify underserved or high-potential segments and develop data-driven recommendations to improve competitiveness and margin

Partner with cross-functional teams (Risk, Finance, Marketing, Product) to translate analytical insights into business intelligence and strategic initiatives

Communicate findings clearly to technical and non-technical audiences through dashboards, memos, and presentations

Build models that project key metrics to inform business decisions and simulate economic and financial outcomes

Apply advanced statistical, econometric, or machine learning techniques to stress-test pricing strategies

Deliver scenario-based insights to inform strategic pricing decisions, margin planning, and growth projections

Ensure model transparency and documentation to maintain consistency, accuracy, and regulatory alignment

Qualification

SQLPythonData AnalyticsPredictive ModelingFinancial MetricsPricing AnalyticsData ScienceCommunication SkillsCollaboration Skills

Required

Bachelor's Degree- Computer Science, Data Science, Statistics or related fields of study

5+ years of experience in data analytics, data science, or quantitative modeling, preferably within financial services, student and consumer lending, or fintech

Strong proficiency in SQL and Python for data extraction, transformation, and analysis

Experience working with large datasets, building dashboards, and automating analytical workflows

Solid understanding of financial metrics such as Net Interest Income, yield, and credit risk-adjusted return

Preferred

Experience with pricing analytics, yield optimization, or profitability modeling strongly preferred

PhD or Masters degree-Machine Learning

Company

Navient

Glassdoor3.5

Navient (Nasdaq: NAVI) provides technology-enabled education finance and business processing solutions that simplify complex programs and help millions of people achieve success.

Founded in 2014

Wilmington, Delaware, USA

1001-5000 employees